Lument Finance Trust, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Lument Finance Trust, Inc.'s yearly results (2022–2025), compared with Real Estate companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 97% of Real Estate companies in United States.
- Cash Cushion Ratio: Debt, after subtracting cash, is 35.2 times its market value (net debt). Lower than 96% of Real Estate companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 94% of Real Estate companies in United States.
Cash quality
Profit Cash Ratio
$156Over the last 3 years, every $100 of reported profit came with $156 of operating cash.
Lower than 67% of Real Estate companies in United States.
Self-Funding Ratio
—Data incomplete
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 56% of Real Estate companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by +1% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
+1% / +8%In 3 years sales changed by +1% while total assets changed by +8%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Data incomplete
Cash Cushion Ratio
35.2× debtDebt, after subtracting cash, is 35.2 times its market value (net debt).
Lower than 96% of Real Estate companies in United States.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 97% of Real Estate companies in United States.
Tangible Net Worth Ratio
100%Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 94% of Real Estate companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (12)
Lument Finance Trust, Inc. made a loss over the last year. Lument Finance Trust, Inc. owes $0.82 for every $1 it owns. Lument Finance Trust, Inc. made a loss in the year to Dec 2025, after a profit the year before.
Compared with Real Estate companies in United States · latest annual results Dec 2025.
P/E ratio
LossLument Finance Trust, Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.11The share price is 0.11 times Lument Finance Trust, Inc.'s book value per share, lower than 97% of Real Estate companies in United States.
Market cap
$22 MThe total market value of all of Lument Finance Trust, Inc.'s shares at today's price (share price × number of shares), smaller than 92% of Real Estate companies in United States. PosiCap size class: Micro Cap.
Net worth (book value)
$205 MWhat Lument Finance Trust, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$38.95Net worth divided by the number of shares. The share price of $4.27 is 0.1 times this, which is the P/B above.
Return on equity (ROE)
-6.3%Lument Finance Trust, Inc. lost 6.3% of its shareholders' money over the last year, lower than 83% of Real Estate companies in United States.
Owes vs Owns
0.82×Lument Finance Trust, Inc. owes $0.82 for every $1 it owns (high), higher than 80% of Real Estate companies in United States.
Dividend yield
NoneLument Finance Trust, Inc. does not currently pay a dividend.
Revenue growth
-42%Revenue fell 42% in the year to Dec 2025, and grew 0% a year on average over 3 years.
Profit growth
LossLument Finance Trust, Inc. made a loss in the year to Dec 2025, after a profit the year before.
Profit margin
-13.6%Lument Finance Trust, Inc. lost $14 for every $100 of revenue.
Cash vs debt
Net debtLument Finance Trust, Inc. had $790 M more debt than cash (net debt) at Dec 2025.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Lument Finance Trust, Inc.: $22 M ÷ $205 M (30 Jun 2026) = 0.1.
What is Lument Finance Trust, Inc.'s return on equity?
Lument Finance Trust, Inc. lost 6.3% of its shareholders' money over the last year, lower than 83% of Real Estate companies in United States.
How much does Lument Finance Trust, Inc. owe compared with what it owns?
Lument Finance Trust, Inc. owes $0.82 for every $1 it owns (high), higher than 80% of Real Estate companies in United States.
Does Lument Finance Trust, Inc. pay a dividend?
No. Lument Finance Trust, Inc. does not currently pay a dividend.
Is Lument Finance Trust, Inc.'s revenue growing?
Revenue fell 42% in the year to Dec 2025, and grew 0% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.