Lakshmi Finance & Industrial Corporation Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Lakshmi Finance & Industrial Corporation Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 96% of Financial Services companies in India.
- Tangible Net Worth Ratio: Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 92% of Financial Services companies in India.
- Growth Efficiency Ratio: Sales grew 112% in 3 years, but profit fell: ₹38 less profit per ₹100 of extra sales. Lower than 91% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 96% of Financial Services companies in India.
Growth Efficiency Ratio
−₹38Sales grew 112% in 3 years, but profit fell: ₹38 less profit per ₹100 of extra sales.
Lower than 91% of Financial Services companies in India.
Asset Productivity Ratio
+112% / +22%In 3 years sales changed by +112% while total assets changed by +22%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 90% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 92% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Lakshmi Finance & Industrial Corporation Limited owes ₹0.04 for every ₹1 it owns. Lakshmi Finance & Industrial Corporation Limited made a loss in the year to Mar 2026, after a profit the year before.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
25.7Investors pay ₹25.7 for every ₹1 of Lakshmi Finance & Industrial Corporation Limited's yearly profit, higher than 72% of Financial Services companies in India.
P/B ratio
0.62The share price is 0.62 times Lakshmi Finance & Industrial Corporation Limited's book value per share, lower than 85% of Financial Services companies in India.
Market cap
₹35 CrThe total market value of all of Lakshmi Finance & Industrial Corporation Limited's shares at today's price (share price × number of shares), smaller than 95% of Financial Services companies in India. PosiCap size class: Nano Cap.
Net worth (book value)
₹57 CrWhat Lakshmi Finance & Industrial Corporation Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹190.78Net worth divided by the number of shares. The share price of ₹117.97 is 0.6 times this, which is the P/B above.
Return on equity (ROE)
2.4%Lakshmi Finance & Industrial Corporation Limited earned 2.4% on its shareholders' money over the last year, lower than 82% of Financial Services companies in India.
Owes vs Owns
0.04×Lakshmi Finance & Industrial Corporation Limited owes ₹0.04 for every ₹1 it owns (low), lower than 95% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
1.95%Lakshmi Finance & Industrial Corporation Limited pays 1.95% of its share price as dividends a year, higher than 77% of dividend-paying Financial Services companies in India.
Revenue growth
-11%Revenue fell 11% in the year to Mar 2026, and grew 29% a year on average over 3 years.
Profit growth
LossLakshmi Finance & Industrial Corporation Limited made a loss in the year to Mar 2026, after a profit the year before.
Profit margin
-11.4%Lakshmi Finance & Industrial Corporation Limited lost ₹11 for every ₹100 of revenue.
Questions
What is Lakshmi Finance & Industrial Corporation Limited's P/E ratio?
Investors pay ₹25.7 for every ₹1 of Lakshmi Finance & Industrial Corporation Limited's yearly profit, higher than 72% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Lakshmi Finance & Industrial Corporation Limited: ₹35 Cr ÷ ₹57 Cr (31 Mar 2026) = 0.6.
What is Lakshmi Finance & Industrial Corporation Limited's return on equity?
Lakshmi Finance & Industrial Corporation Limited earned 2.4% on its shareholders' money over the last year, lower than 82% of Financial Services companies in India.
How much does Lakshmi Finance & Industrial Corporation Limited owe compared with what it owns?
Lakshmi Finance & Industrial Corporation Limited owes ₹0.04 for every ₹1 it owns (low), lower than 95% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Lakshmi Finance & Industrial Corporation Limited pay a dividend?
Yes. Lakshmi Finance & Industrial Corporation Limited pays 1.95% of its share price as dividends a year, higher than 77% of dividend-paying Financial Services companies in India.
Is Lakshmi Finance & Industrial Corporation Limited's revenue growing?
Revenue fell 11% in the year to Mar 2026, and grew 29% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.