Laxmi India Finance Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Laxmi India Finance Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹20Sales grew 136% in 3 years; of every extra ₹100 of sales, ₹20 became extra profit.
Lower than 55% of Financial Services companies in India.
Asset Productivity Ratio
+136% / +133%In 3 years sales changed by +136% while total assets changed by +133%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 81% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 81% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Laxmi India Finance Limited owes ₹0.74 for every ₹1 it owns. Net profit rose 38% in the year to Mar 2026, and grew 46% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
9.2Investors pay ₹9.2 for every ₹1 of Laxmi India Finance Limited's yearly profit, lower than 74% of Financial Services companies in India.
P/B ratio
1.14The share price is 1.14 times Laxmi India Finance Limited's book value per share, lower than 60% of Financial Services companies in India.
Market cap
₹533 CrThe total market value of all of Laxmi India Finance Limited's shares at today's price (share price × number of shares), smaller than 74% of Financial Services companies in India. PosiCap size class: Micro Cap.
Net worth (book value)
₹465 CrWhat Laxmi India Finance Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹88.84Net worth divided by the number of shares. The share price of ₹101.65 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
12.4%Laxmi India Finance Limited earned 12.4% on its shareholders' money over the last year, higher than 56% of Financial Services companies in India.
Owes vs Owns
0.74×Laxmi India Finance Limited owes ₹0.74 for every ₹1 it owns (moderate), higher than 58% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
NoneLaxmi India Finance Limited does not currently pay a dividend.
Revenue growth
+30%Revenue rose 30% in the year to Mar 2026, and grew 33% a year on average over 3 years.
Profit growth
+38%Net profit rose 38% in the year to Mar 2026, and grew 46% a year on average over 3 years.
Profit margin
17.2%Laxmi India Finance Limited keeps ₹17 of every ₹100 of revenue as net profit.
Questions
What is Laxmi India Finance Limited's P/E ratio?
Investors pay ₹9.2 for every ₹1 of Laxmi India Finance Limited's yearly profit, lower than 74% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Laxmi India Finance Limited: ₹533 Cr ÷ ₹465 Cr (31 Mar 2026) = 1.1.
What is Laxmi India Finance Limited's return on equity?
Laxmi India Finance Limited earned 12.4% on its shareholders' money over the last year, higher than 56% of Financial Services companies in India.
How much does Laxmi India Finance Limited owe compared with what it owns?
Laxmi India Finance Limited owes ₹0.74 for every ₹1 it owns (moderate), higher than 58% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Laxmi India Finance Limited pay a dividend?
No. Laxmi India Finance Limited does not currently pay a dividend.
Is Laxmi India Finance Limited's revenue growing?
Revenue rose 30% in the year to Mar 2026, and grew 33% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.