The Karnataka Bank Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from The Karnataka Bank Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 21% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 14% of profit over the same period. Bigger rise in share count than 87% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 2/3Sales grew in 1 of the last 3 years; profit grew in 2 of 3.
Less steady than 84% of Financial Services companies in India.
Growth Efficiency Ratio
₹38Sales grew 8% in 3 years; of every extra ₹100 of sales, ₹38 became extra profit.
Higher than 68% of Financial Services companies in India.
Asset Productivity Ratio
+8% / +31%In 3 years sales changed by +8% while total assets changed by +31%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
The Karnataka Bank Limited owes ₹0.90 for every ₹1 it owns. Net profit rose 3% in the year to Mar 2026, and grew 4% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
7.9Investors pay ₹7.9 for every ₹1 of The Karnataka Bank Limited's yearly profit, lower than 80% of Financial Services companies in India.
P/B ratio
0.86The share price is 0.86 times The Karnataka Bank Limited's book value per share, lower than 73% of Financial Services companies in India.
Market cap
₹11,366 CrThe total market value of all of The Karnataka Bank Limited's shares at today's price (share price × number of shares), larger than 60% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹13,224 CrWhat The Karnataka Bank Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹349.68Net worth divided by the number of shares. The share price of ₹300.55 is 0.9 times this, which is the P/B above.
Return on equity (ROE)
10.8%The Karnataka Bank Limited earned 10.8% on its shareholders' money over the last year, lower than 54% of Financial Services companies in India.
Owes vs Owns
0.90×The Karnataka Bank Limited owes ₹0.90 for every ₹1 it owns (high), higher than 86% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
1.52%The Karnataka Bank Limited pays 1.52% of its share price as dividends a year, higher than 65% of dividend-paying Financial Services companies in India.
Revenue growth
-1%Revenue fell 1% in the year to Mar 2026, and grew 3% a year on average over 3 years.
Profit growth
+3%Net profit rose 3% in the year to Mar 2026, and grew 4% a year on average over 3 years.
Profit margin
29.0%The Karnataka Bank Limited keeps ₹29 of every ₹100 of revenue as net profit.
Questions
What is The Karnataka Bank Limited's P/E ratio?
Investors pay ₹7.9 for every ₹1 of The Karnataka Bank Limited's yearly profit, lower than 80% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For The Karnataka Bank Limited: ₹11,366 Cr ÷ ₹13,224 Cr (31 Mar 2026) = 0.9.
What is The Karnataka Bank Limited's return on equity?
The Karnataka Bank Limited earned 10.8% on its shareholders' money over the last year, lower than 54% of Financial Services companies in India.
How much does The Karnataka Bank Limited owe compared with what it owns?
The Karnataka Bank Limited owes ₹0.90 for every ₹1 it owns (high), higher than 86% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does The Karnataka Bank Limited pay a dividend?
Yes. The Karnataka Bank Limited pays 1.52% of its share price as dividends a year, higher than 65% of dividend-paying Financial Services companies in India.
Is The Karnataka Bank Limited's revenue growing?
Revenue fell 1% in the year to Mar 2026, and grew 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.