Kotak Mahindra Bank Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Kotak Mahindra Bank Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Less steady than 66% of Financial Services companies in India.
Growth Efficiency Ratio
₹18Sales grew 46% in 3 years; of every extra ₹100 of sales, ₹18 became extra profit.
Lower than 58% of Financial Services companies in India.
Asset Productivity Ratio
+46% / +62%In 3 years sales changed by +46% while total assets changed by +62%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 51% of Financial Services companies in India.
Tangible Net Worth Ratio
99%Of every ₹100 of net worth, ₹99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 57% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Kotak Mahindra Bank Limited owes ₹0.82 for every ₹1 it owns. Net profit fell 13% in the year to Mar 2026, and grew 9% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
21.4Investors pay ₹21.4 for every ₹1 of Kotak Mahindra Bank Limited's yearly profit, higher than 62% of Financial Services companies in India.
P/B ratio
2.40The share price is 2.40 times Kotak Mahindra Bank Limited's book value per share, higher than 68% of Financial Services companies in India.
Market cap
₹434,722 CrThe total market value of all of Kotak Mahindra Bank Limited's shares at today's price (share price × number of shares), larger than 98% of Financial Services companies in India. PosiCap size class: Tito Cap.
Net worth (book value)
₹181,226 CrWhat Kotak Mahindra Bank Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹182.18Net worth divided by the number of shares. The share price of ₹437.00 is 2.4 times this, which is the P/B above.
Return on equity (ROE)
11.2%Kotak Mahindra Bank Limited earned 11.2% on its shareholders' money over the last year, lower than 52% of Financial Services companies in India.
Owes vs Owns
0.82×Kotak Mahindra Bank Limited owes ₹0.82 for every ₹1 it owns (high), higher than 70% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.15%Kotak Mahindra Bank Limited pays 0.15% of its share price as dividends a year, lower than 89% of dividend-paying Financial Services companies in India.
Revenue growth
-0%Revenue fell 0% in the year to Mar 2026, and grew 13% a year on average over 3 years.
Profit growth
-13%Net profit fell 13% in the year to Mar 2026, and grew 9% a year on average over 3 years.
Profit margin
25.4%Kotak Mahindra Bank Limited keeps ₹25 of every ₹100 of revenue as net profit.
Questions
What is Kotak Mahindra Bank Limited's P/E ratio?
Investors pay ₹21.4 for every ₹1 of Kotak Mahindra Bank Limited's yearly profit, higher than 62% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Kotak Mahindra Bank Limited: ₹434,722 Cr ÷ ₹181,226 Cr (31 Mar 2026) = 2.4.
What is Kotak Mahindra Bank Limited's return on equity?
Kotak Mahindra Bank Limited earned 11.2% on its shareholders' money over the last year, lower than 52% of Financial Services companies in India.
How much does Kotak Mahindra Bank Limited owe compared with what it owns?
Kotak Mahindra Bank Limited owes ₹0.82 for every ₹1 it owns (high), higher than 70% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Kotak Mahindra Bank Limited pay a dividend?
Yes. Kotak Mahindra Bank Limited pays 0.15% of its share price as dividends a year, lower than 89% of dividend-paying Financial Services companies in India.
Is Kotak Mahindra Bank Limited's revenue growing?
Revenue fell 0% in the year to Mar 2026, and grew 13% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.