Kinsale Capital Group, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Kinsale Capital Group, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 96% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 95% of Financial Services companies in United States.
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 94% of Financial Services companies in United States.
Growth Efficiency Ratio
$33Sales grew 123% in 3 years; of every extra $100 of sales, $33 became extra profit.
Higher than 61% of Financial Services companies in United States.
Asset Productivity Ratio
+123% / +120%In 3 years sales changed by +123% while total assets changed by +120%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 95% of Financial Services companies in United States.
Tangible Net Worth Ratio
100%Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 96% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Kinsale Capital Group, Inc. owes $0.68 for every $1 it owns. Net profit rose 21% in the year to Dec 2025, and grew 47% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
15.8Investors pay $15.8 for every $1 of Kinsale Capital Group, Inc.'s yearly profit, higher than 67% of Financial Services companies in United States.
P/B ratio
4.37The share price is 4.37 times Kinsale Capital Group, Inc.'s book value per share, higher than 92% of Financial Services companies in United States.
Market cap
$8.9 BThe total market value of all of Kinsale Capital Group, Inc.'s shares at today's price (share price × number of shares), larger than 86% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$2.0 BWhat Kinsale Capital Group, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$89.34Net worth divided by the number of shares. The share price of $390.64 is 4.4 times this, which is the P/B above.
Return on equity (ROE)
30.3%Kinsale Capital Group, Inc. earned 30.3% on its shareholders' money over the last year, higher than 93% of Financial Services companies in United States.
Owes vs Owns
0.68×Kinsale Capital Group, Inc. owes $0.68 for every $1 it owns (moderate), lower than 61% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
0.27%Kinsale Capital Group, Inc. pays 0.27% of its share price as dividends a year, lower than 98% of dividend-paying Financial Services companies in United States.
Revenue growth
+18%Revenue rose 18% in the year to Dec 2025, and grew 31% a year on average over 3 years.
Profit growth
+21%Net profit rose 21% in the year to Dec 2025, and grew 47% a year on average over 3 years.
Profit margin
26.9%Kinsale Capital Group, Inc. keeps $27 of every $100 of revenue as net profit.
Questions
What is Kinsale Capital Group, Inc.'s P/E ratio?
Investors pay $15.8 for every $1 of Kinsale Capital Group, Inc.'s yearly profit, higher than 67% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Kinsale Capital Group, Inc.: $8.9 B ÷ $2.0 B (30 Jun 2026) = 4.4.
What is Kinsale Capital Group, Inc.'s return on equity?
Kinsale Capital Group, Inc. earned 30.3% on its shareholders' money over the last year, higher than 93% of Financial Services companies in United States.
How much does Kinsale Capital Group, Inc. owe compared with what it owns?
Kinsale Capital Group, Inc. owes $0.68 for every $1 it owns (moderate), lower than 61% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Kinsale Capital Group, Inc. pay a dividend?
Yes. Kinsale Capital Group, Inc. pays 0.27% of its share price as dividends a year, lower than 98% of dividend-paying Financial Services companies in United States.
Is Kinsale Capital Group, Inc.'s revenue growing?
Revenue rose 18% in the year to Dec 2025, and grew 31% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.