CarMax, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from CarMax, Inc.'s yearly results (2023–2026), compared with Consumer Cyclical companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than almost all Consumer Cyclical companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than almost all Consumer Cyclical companies in United States.
- Steadiness Ratio: Sales grew in 0 of the last 3 years; profit grew in 1 of 3. Less steady than 91% of Consumer Cyclical companies in United States.
Where $100 of sales goes
Latest year (Feb 2026). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
1.9×Over the last 3 years its own operating cash covered its investment spending (capex) 1.9 times.
Lower than 56% of Consumer Cyclical companies in United States.
Cash Locked Ratio
$12For every $100 of sales, $12 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against $11 tied up three years earlier.
Less money tied up than 53% of Consumer Cyclical companies in United States.
Growth quality
Steadiness Ratio
0/3 · 1/3Sales grew in 0 of the last 3 years; profit grew in 1 of 3.
Less steady than 91% of Consumer Cyclical companies in United States.
Growth Efficiency Ratio
—Sales fell 13%
Sales fell 13% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-13% / +1%In 3 years sales changed by -13% while total assets changed by +1%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
2.3×Debt due within a year is covered 2.3 times by its yearly operating cash.
Lower than 53% of Consumer Cyclical companies in United States.
Cash Cushion Ratio
2.5× debtDebt, after subtracting cash, is 2.5 times its market value (net debt).
Lower than 87% of Consumer Cyclical companies in United States.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than almost all Consumer Cyclical companies in United States.
Tangible Net Worth Ratio
100%Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than almost all Consumer Cyclical companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
CarMax, Inc. owes $0.77 for every $1 it owns. Net profit fell 51% in the year to Feb 2026, and shrank 20% a year on average over 3 years.
Compared with Consumer Cyclical companies in United States · latest annual results Feb 2026.
P/E ratio
25.1Investors pay $25.1 for every $1 of CarMax, Inc.'s yearly profit, higher than 71% of Consumer Cyclical companies in United States.
P/B ratio
1.23The share price is 1.23 times CarMax, Inc.'s book value per share, lower than 66% of Consumer Cyclical companies in United States.
Market cap
$7.5 BThe total market value of all of CarMax, Inc.'s shares at today's price (share price × number of shares), larger than 79% of Consumer Cyclical companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$6.1 BWhat CarMax, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 May 2026).
Book value per share
$43.11Net worth divided by the number of shares. The share price of $52.96 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
4.7%CarMax, Inc. earned 4.7% on its shareholders' money over the last year, lower than 57% of Consumer Cyclical companies in United States.
Owes vs Owns
0.77×CarMax, Inc. owes $0.77 for every $1 it owns (moderate), higher than 69% of Consumer Cyclical companies in United States.
Dividend yield
NoneCarMax, Inc. does not currently pay a dividend.
Revenue growth
-2%Revenue fell 2% in the year to Feb 2026, and shrank 4% a year on average over 3 years.
Profit growth
-51%Net profit fell 51% in the year to Feb 2026, and shrank 20% a year on average over 3 years.
Profit margin
1.0%CarMax, Inc. keeps $1 of every $100 of revenue as net profit.
Cash quality
7.2×Cash from CarMax, Inc.'s business was 7.2× its reported profit in the year to Feb 2026 — its profit turned into cash.
Interest cover
Not coveredCarMax, Inc.'s operating profit did not cover its interest costs in the year to Feb 2026.
Cash vs debt
Net debtCarMax, Inc. had $18.4 B more debt than cash (net debt) at Feb 2026.
Questions
What is CarMax, Inc.'s P/E ratio?
Investors pay $25.1 for every $1 of CarMax, Inc.'s yearly profit, higher than 71% of Consumer Cyclical companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For CarMax, Inc.: $7.5 B ÷ $6.1 B (31 May 2026) = 1.2.
What is CarMax, Inc.'s return on equity?
CarMax, Inc. earned 4.7% on its shareholders' money over the last year, lower than 57% of Consumer Cyclical companies in United States.
How much does CarMax, Inc. owe compared with what it owns?
CarMax, Inc. owes $0.77 for every $1 it owns (moderate), higher than 69% of Consumer Cyclical companies in United States.
Does CarMax, Inc. pay a dividend?
No. CarMax, Inc. does not currently pay a dividend.
Is CarMax, Inc.'s revenue growing?
Revenue fell 2% in the year to Feb 2026, and shrank 4% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.