Kemper Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Kemper Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every $100 of net worth, $43 is tangible; the rest is goodwill and other intangibles, often from buying other companies. Less tangible than 85% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 2/3Sales grew in 1 of the last 3 years; profit grew in 2 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 12%
Sales fell 12% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-12% / -6%In 3 years sales changed by -12% while total assets changed by -6%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
88%Of every $100 the company owns, $88 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 83% of Financial Services companies in United States.
Tangible Net Worth Ratio
43%Of every $100 of net worth, $43 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 85% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Kemper Corporation made a loss over the last year. Kemper Corporation owes $0.82 for every $1 it owns. Net profit fell 55% in the year to Dec 2025.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
LossKemper Corporation made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.80The share price is 0.80 times Kemper Corporation's book value per share, lower than 87% of Financial Services companies in United States.
Market cap
$1.8 BThe total market value of all of Kemper Corporation's shares at today's price (share price × number of shares), larger than 65% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$2.2 BWhat Kemper Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$37.25Net worth divided by the number of shares. The share price of $29.91 is 0.8 times this, which is the P/B above.
Return on equity (ROE)
-19.7%Kemper Corporation lost 19.7% of its shareholders' money over the last year, lower than 92% of Financial Services companies in United States.
Owes vs Owns
0.82×Kemper Corporation owes $0.82 for every $1 it owns (high), lower than 51% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
4.43%Kemper Corporation pays 4.43% of its share price as dividends a year, higher than 72% of dividend-paying Financial Services companies in United States.
Revenue growth
+3%Revenue rose 3% in the year to Dec 2025, and shrank 4% a year on average over 3 years.
Profit growth
-55%Net profit fell 55% in the year to Dec 2025.
Profit margin
3.0%Kemper Corporation keeps $3 of every $100 of revenue as net profit.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Kemper Corporation: $1.8 B ÷ $2.2 B (30 Jun 2026) = 0.8.
What is Kemper Corporation's return on equity?
Kemper Corporation lost 19.7% of its shareholders' money over the last year, lower than 92% of Financial Services companies in United States.
How much does Kemper Corporation owe compared with what it owns?
Kemper Corporation owes $0.82 for every $1 it owns (high), lower than 51% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Kemper Corporation pay a dividend?
Yes. Kemper Corporation pays 4.43% of its share price as dividends a year, higher than 72% of dividend-paying Financial Services companies in United States.
Is Kemper Corporation's revenue growing?
Revenue rose 3% in the year to Dec 2025, and shrank 4% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.