Kingstone Companies, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Kingstone Companies, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 94% of Financial Services companies in United States.
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 91% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 94% of Financial Services companies in United States.
Growth Efficiency Ratio
$75Sales grew 65% in 3 years; of every extra $100 of sales, $75 became extra profit.
Higher than 87% of Financial Services companies in United States.
Asset Productivity Ratio
+65% / +42%In 3 years sales changed by +65% while total assets changed by +42%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 91% of Financial Services companies in United States.
Tangible Net Worth Ratio
100%Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 94% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Kingstone Companies, Inc. owes $0.73 for every $1 it owns. Net profit rose 122% in the year to Dec 2025.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
8.1Investors pay $8.1 for every $1 of Kingstone Companies, Inc.'s yearly profit, lower than 87% of Financial Services companies in United States.
P/B ratio
2.25The share price is 2.25 times Kingstone Companies, Inc.'s book value per share, higher than 83% of Financial Services companies in United States.
Market cap
$290 MThe total market value of all of Kingstone Companies, Inc.'s shares at today's price (share price × number of shares), smaller than 73% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$129 MWhat Kingstone Companies, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$8.92Net worth divided by the number of shares. The share price of $20.04 is 2.2 times this, which is the P/B above.
Return on equity (ROE)
31.5%Kingstone Companies, Inc. earned 31.5% on its shareholders' money over the last year, higher than 94% of Financial Services companies in United States.
Owes vs Owns
0.73×Kingstone Companies, Inc. owes $0.73 for every $1 it owns (moderate), lower than 59% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.19%Kingstone Companies, Inc. pays 1.19% of its share price as dividends a year, lower than 87% of dividend-paying Financial Services companies in United States.
Revenue growth
+38%Revenue rose 38% in the year to Dec 2025, and grew 18% a year on average over 3 years.
Profit growth
+122%Net profit rose 122% in the year to Dec 2025.
Profit margin
19.0%Kingstone Companies, Inc. keeps $19 of every $100 of revenue as net profit.
Questions
What is Kingstone Companies, Inc.'s P/E ratio?
Investors pay $8.1 for every $1 of Kingstone Companies, Inc.'s yearly profit, lower than 87% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Kingstone Companies, Inc.: $290 M ÷ $129 M (30 Jun 2026) = 2.2.
What is Kingstone Companies, Inc.'s return on equity?
Kingstone Companies, Inc. earned 31.5% on its shareholders' money over the last year, higher than 94% of Financial Services companies in United States.
How much does Kingstone Companies, Inc. owe compared with what it owns?
Kingstone Companies, Inc. owes $0.73 for every $1 it owns (moderate), lower than 59% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Kingstone Companies, Inc. pay a dividend?
Yes. Kingstone Companies, Inc. pays 1.19% of its share price as dividends a year, lower than 87% of dividend-paying Financial Services companies in United States.
Is Kingstone Companies, Inc.'s revenue growing?
Revenue rose 38% in the year to Dec 2025, and grew 18% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.