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PosiFunda · Fundamentals

Kentucky First Federal Bancorp

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Kentucky First Federal Bancorp's yearly results, compared with Financial Services companies in United States. Tap ? on any ratio for what it means.

What stands out

  • Tangible Net Worth Ratio: Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than almost all Financial Services companies in United States.
  • Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than almost all Financial Services companies in United States.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

—

Data incomplete

Growth Efficiency Ratio

—

Data incomplete

Asset Productivity Ratio

—

Data incomplete

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

100%

Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

More tangible than almost all Financial Services companies in United States.

Tangible Net Worth Ratio

100%

Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

More tangible than almost all Financial Services companies in United States.

Shareholders

Shareholder Slice Ratio

—

Data incomplete

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (8)

Kentucky First Federal Bancorp owes $0.87 for every $1 it owns.

Compared with Financial Services companies in United States · latest annual results Jun 2025.

P/E ratio

21.8

Investors pay $21.8 for every $1 of Kentucky First Federal Bancorp's yearly profit, higher than 78% of Financial Services companies in United States.

P/B ratio

0.85

The share price is 0.85 times Kentucky First Federal Bancorp's book value per share, lower than 83% of Financial Services companies in United States.

Market cap

$42 M

The total market value of all of Kentucky First Federal Bancorp's shares at today's price (share price × number of shares), smaller than 96% of Financial Services companies in United States. PosiCap size class: Micro Cap.

Net worth (book value)

$50 M

What Kentucky First Federal Bancorp would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).

Book value per share

$6.14

Net worth divided by the number of shares. The share price of $5.22 is 0.9 times this, which is the P/B above.

Return on equity (ROE)

3.9%

Kentucky First Federal Bancorp earned 3.9% on its shareholders' money over the last year, lower than 78% of Financial Services companies in United States.

Owes vs Owns

0.87×

Kentucky First Federal Bancorp owes $0.87 for every $1 it owns (high), higher than 58% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Dividend yield

3.73%

Kentucky First Federal Bancorp pays 3.73% of its share price as dividends a year, higher than 65% of dividend-paying Financial Services companies in United States.

Questions

What is Kentucky First Federal Bancorp's P/E ratio?

Investors pay $21.8 for every $1 of Kentucky First Federal Bancorp's yearly profit, higher than 78% of Financial Services companies in United States.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Kentucky First Federal Bancorp: $42 M ÷ $50 M (31 Mar 2026) = 0.9.

What is Kentucky First Federal Bancorp's return on equity?

Kentucky First Federal Bancorp earned 3.9% on its shareholders' money over the last year, lower than 78% of Financial Services companies in United States.

How much does Kentucky First Federal Bancorp owe compared with what it owns?

Kentucky First Federal Bancorp owes $0.87 for every $1 it owns (high), higher than 58% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Does Kentucky First Federal Bancorp pay a dividend?

Yes. Kentucky First Federal Bancorp pays 3.73% of its share price as dividends a year, higher than 65% of dividend-paying Financial Services companies in United States.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.