James River Group Holdings, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from James River Group Holdings, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 2/3Sales grew in 1 of the last 3 years; profit grew in 2 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by +4% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
+4% / -5%In 3 years sales changed by +4% while total assets changed by -5%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
96%Of every $100 the company owns, $96 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 71% of Financial Services companies in United States.
Tangible Net Worth Ratio
68%Of every $100 of net worth, $68 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 73% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
James River Group Holdings, Inc. owes $0.86 for every $1 it owns. James River Group Holdings, Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
10.2Investors pay $10.2 for every $1 of James River Group Holdings, Inc.'s yearly profit, lower than 76% of Financial Services companies in United States.
P/B ratio
0.28The share price is 0.28 times James River Group Holdings, Inc.'s book value per share, lower than almost all Financial Services companies in United States.
Market cap
$184 MThe total market value of all of James River Group Holdings, Inc.'s shares at today's price (share price × number of shares), smaller than 84% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$656 MWhat James River Group Holdings, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$14.18Net worth divided by the number of shares. The share price of $3.97 is 0.3 times this, which is the P/B above.
Return on equity (ROE)
4.9%James River Group Holdings, Inc. earned 4.9% on its shareholders' money over the last year, lower than 76% of Financial Services companies in United States.
Owes vs Owns
0.86×James River Group Holdings, Inc. owes $0.86 for every $1 it owns (high), higher than 56% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.00%James River Group Holdings, Inc. pays 1.00% of its share price as dividends a year, lower than 89% of dividend-paying Financial Services companies in United States.
Revenue growth
-3%Revenue fell 3% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Profit growth
Back to profitJames River Group Holdings, Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Profit margin
6.9%James River Group Holdings, Inc. keeps $7 of every $100 of revenue as net profit.
Questions
What is James River Group Holdings, Inc.'s P/E ratio?
Investors pay $10.2 for every $1 of James River Group Holdings, Inc.'s yearly profit, lower than 76% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For James River Group Holdings, Inc.: $184 M ÷ $656 M (30 Jun 2026) = 0.3.
What is James River Group Holdings, Inc.'s return on equity?
James River Group Holdings, Inc. earned 4.9% on its shareholders' money over the last year, lower than 76% of Financial Services companies in United States.
How much does James River Group Holdings, Inc. owe compared with what it owns?
James River Group Holdings, Inc. owes $0.86 for every $1 it owns (high), higher than 56% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does James River Group Holdings, Inc. pay a dividend?
Yes. James River Group Holdings, Inc. pays 1.00% of its share price as dividends a year, lower than 89% of dividend-paying Financial Services companies in United States.
Is James River Group Holdings, Inc.'s revenue growing?
Revenue fell 3% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.