John Marshall Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from John Marshall Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 13%
Sales fell 13% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-13% / -1%In 3 years sales changed by -13% while total assets changed by -1%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
John Marshall Bancorp, Inc. owes $0.89 for every $1 it owns. Net profit rose 24% in the year to Dec 2025, and shrank 13% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
13.6Investors pay $13.6 for every $1 of John Marshall Bancorp, Inc.'s yearly profit, higher than 57% of Financial Services companies in United States.
P/B ratio
1.21The share price is 1.21 times John Marshall Bancorp, Inc.'s book value per share, lower than 55% of Financial Services companies in United States.
Market cap
$332 MThe total market value of all of John Marshall Bancorp, Inc.'s shares at today's price (share price × number of shares), smaller than 69% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$274 MWhat John Marshall Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$19.40Net worth divided by the number of shares. The share price of $23.51 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
9.3%John Marshall Bancorp, Inc. earned 9.3% on its shareholders' money over the last year, lower than 60% of Financial Services companies in United States.
Owes vs Owns
0.89×John Marshall Bancorp, Inc. owes $0.89 for every $1 it owns (high), higher than 69% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.22%John Marshall Bancorp, Inc. pays 1.22% of its share price as dividends a year, lower than 86% of dividend-paying Financial Services companies in United States.
Revenue growth
+17%Revenue rose 17% in the year to Dec 2025, and shrank 5% a year on average over 3 years.
Profit growth
+24%Net profit rose 24% in the year to Dec 2025, and shrank 13% a year on average over 3 years.
Profit margin
33.9%John Marshall Bancorp, Inc. keeps $34 of every $100 of revenue as net profit.
Questions
What is John Marshall Bancorp, Inc.'s P/E ratio?
Investors pay $13.6 for every $1 of John Marshall Bancorp, Inc.'s yearly profit, higher than 57% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For John Marshall Bancorp, Inc.: $332 M ÷ $274 M (30 Jun 2026) = 1.2.
What is John Marshall Bancorp, Inc.'s return on equity?
John Marshall Bancorp, Inc. earned 9.3% on its shareholders' money over the last year, lower than 60% of Financial Services companies in United States.
How much does John Marshall Bancorp, Inc. owe compared with what it owns?
John Marshall Bancorp, Inc. owes $0.89 for every $1 it owns (high), higher than 69% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does John Marshall Bancorp, Inc. pay a dividend?
Yes. John Marshall Bancorp, Inc. pays 1.22% of its share price as dividends a year, lower than 86% of dividend-paying Financial Services companies in United States.
Is John Marshall Bancorp, Inc.'s revenue growing?
Revenue rose 17% in the year to Dec 2025, and shrank 5% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.