Jack Henry & Associates, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Jack Henry & Associates, Inc.'s yearly results (2023–2026), compared with Technology companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 93% of Technology companies in United States.
Where $100 of sales goes
Latest year (Jun 2026). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
$147Over the last 3 years, every $100 of reported profit came with $147 of operating cash.
Lower than 61% of Technology companies in United States.
Self-Funding Ratio
2.7×Over the last 3 years its own operating cash covered its investment spending (capex) 2.7 times.
Lower than 51% of Technology companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 93% of Technology companies in United States.
Growth Efficiency Ratio
$29Sales grew 22% in 3 years; of every extra $100 of sales, $29 became extra profit.
Higher than 58% of Technology companies in United States.
Asset Productivity Ratio
+22% / +13%In 3 years sales changed by +22% while total assets changed by +13%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Data incomplete
Cash Cushion Ratio
−0%Debt, after subtracting cash, equals 0% of its market value (net debt).
Lower than 52% of Technology companies in United States.
Tangible Assets Ratio
51%Of every $100 the company owns, $51 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 78% of Technology companies in United States.
Tangible Net Worth Ratio
25%Of every $100 of net worth, $25 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 62% of Technology companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
Jack Henry & Associates, Inc. owes $0.35 for every $1 it owns. Net profit rose 10% in the year to Jun 2026, and grew 11% a year on average over 3 years.
Compared with Technology companies in United States · latest annual results Jun 2026.
P/E ratio
23.2Investors pay $23.2 for every $1 of Jack Henry & Associates, Inc.'s yearly profit, lower than 65% of Technology companies in United States.
P/B ratio
5.53The share price is 5.53 times Jack Henry & Associates, Inc.'s book value per share, higher than 71% of Technology companies in United States.
Market cap
$11.3 BThe total market value of all of Jack Henry & Associates, Inc.'s shares at today's price (share price × number of shares), larger than 79% of Technology companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$2.1 BWhat Jack Henry & Associates, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$29.27Net worth divided by the number of shares. The share price of $161.80 is 5.5 times this, which is the P/B above.
Return on equity (ROE)
24.0%Jack Henry & Associates, Inc. earned 24.0% on its shareholders' money over the last year, higher than 83% of Technology companies in United States.
Owes vs Owns
0.35×Jack Henry & Associates, Inc. owes $0.35 for every $1 it owns (low), lower than 65% of Technology companies in United States.
Dividend yield
1.59%Jack Henry & Associates, Inc. pays 1.59% of its share price as dividends a year, higher than 73% of dividend-paying Technology companies in United States.
Revenue growth
+7%Revenue rose 7% in the year to Jun 2026, and grew 7% a year on average over 3 years.
Profit growth
+10%Net profit rose 10% in the year to Jun 2026, and grew 11% a year on average over 3 years.
Profit margin
19.8%Jack Henry & Associates, Inc. keeps $20 of every $100 of revenue as net profit.
Cash quality
1.5×Cash from Jack Henry & Associates, Inc.'s business was 1.5× its reported profit in the year to Jun 2026 — its profit turned into cash.
Interest cover
117.9×Jack Henry & Associates, Inc.'s operating profit covered its interest costs 117.9 times in the year to Jun 2026.
Cash vs debt
Net debtJack Henry & Associates, Inc. had $28 M more debt than cash (net debt) at Jun 2026.
Questions
What is Jack Henry & Associates, Inc.'s P/E ratio?
Investors pay $23.2 for every $1 of Jack Henry & Associates, Inc.'s yearly profit, lower than 65% of Technology companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Jack Henry & Associates, Inc.: $11.3 B ÷ $2.1 B (30 Jun 2026) = 5.5.
What is Jack Henry & Associates, Inc.'s return on equity?
Jack Henry & Associates, Inc. earned 24.0% on its shareholders' money over the last year, higher than 83% of Technology companies in United States.
How much does Jack Henry & Associates, Inc. owe compared with what it owns?
Jack Henry & Associates, Inc. owes $0.35 for every $1 it owns (low), lower than 65% of Technology companies in United States.
Does Jack Henry & Associates, Inc. pay a dividend?
Yes. Jack Henry & Associates, Inc. pays 1.59% of its share price as dividends a year, higher than 73% of dividend-paying Technology companies in United States.
Is Jack Henry & Associates, Inc.'s revenue growing?
Revenue rose 7% in the year to Jun 2026, and grew 7% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.