J.Jill, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from J.Jill, Inc.'s yearly results (2023–2026), compared with Consumer Cyclical companies in United States. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 46% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 7% of profit over the same period. Bigger rise in share count than 89% of Consumer Cyclical companies in United States.
Where $100 of sales goes
Latest year (Jan 2026). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
$165Over the last 3 years, every $100 of reported profit came with $165 of operating cash.
Higher than 54% of Consumer Cyclical companies in United States.
Self-Funding Ratio
3.2×Over the last 3 years its own operating cash covered its investment spending (capex) 3.2 times.
Higher than 67% of Consumer Cyclical companies in United States.
Cash Locked Ratio
$3For every $100 of sales, $3 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against $3 tied up three years earlier.
Less money tied up than 75% of Consumer Cyclical companies in United States.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 74% of Consumer Cyclical companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by -4% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
-4% / -3%In 3 years sales changed by -4% while total assets changed by -3%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
22.5×Debt due within a year is covered 22.5 times by its yearly operating cash.
Higher than 83% of Consumer Cyclical companies in United States.
Cash Cushion Ratio
−54%Debt, after subtracting cash, equals 54% of its market value (net debt).
Lower than 63% of Consumer Cyclical companies in United States.
Tangible Assets Ratio
74%Of every $100 the company owns, $74 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 67% of Consumer Cyclical companies in United States.
Tangible Net Worth Ratio
5%Of every $100 of net worth, $5 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 68% of Consumer Cyclical companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
J.Jill, Inc. owes $0.69 for every $1 it owns. Net profit fell 29% in the year to Jan 2026, and shrank 13% a year on average over 3 years.
Compared with Consumer Cyclical companies in United States · latest annual results Jan 2026.
P/E ratio
12.7Investors pay $12.7 for every $1 of J.Jill, Inc.'s yearly profit, lower than 76% of Consumer Cyclical companies in United States.
P/B ratio
2.43The share price is 2.43 times J.Jill, Inc.'s book value per share, higher than 57% of Consumer Cyclical companies in United States.
Market cap
$340 MThe total market value of all of J.Jill, Inc.'s shares at today's price (share price × number of shares), smaller than 70% of Consumer Cyclical companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$140 MWhat J.Jill, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Jul 2026).
Book value per share
$9.41Net worth divided by the number of shares. The share price of $22.85 is 2.4 times this, which is the P/B above.
Return on equity (ROE)
20.8%J.Jill, Inc. earned 20.8% on its shareholders' money over the last year, higher than 77% of Consumer Cyclical companies in United States.
Owes vs Owns
0.69×J.Jill, Inc. owes $0.69 for every $1 it owns (moderate), higher than 57% of Consumer Cyclical companies in United States.
Dividend yield
1.54%J.Jill, Inc. pays 1.54% of its share price as dividends a year, lower than 68% of dividend-paying Consumer Cyclical companies in United States.
Revenue growth
-2%Revenue fell 2% in the year to Jan 2026, and shrank 1% a year on average over 3 years.
Profit growth
-29%Net profit fell 29% in the year to Jan 2026, and shrank 13% a year on average over 3 years.
Profit margin
4.7%J.Jill, Inc. keeps $5 of every $100 of revenue as net profit.
Cash quality
1.5×Cash from J.Jill, Inc.'s business was 1.5× its reported profit in the year to Jan 2026 — its profit turned into cash.
Interest cover
4.9×J.Jill, Inc.'s operating profit covered its interest costs 4.9 times in the year to Jan 2026.
Cash vs debt
Net debtJ.Jill, Inc. had $184 M more debt than cash (net debt) at Jan 2026.
Questions
What is J.Jill, Inc.'s P/E ratio?
Investors pay $12.7 for every $1 of J.Jill, Inc.'s yearly profit, lower than 76% of Consumer Cyclical companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For J.Jill, Inc.: $340 M ÷ $140 M (31 Jul 2026) = 2.4.
What is J.Jill, Inc.'s return on equity?
J.Jill, Inc. earned 20.8% on its shareholders' money over the last year, higher than 77% of Consumer Cyclical companies in United States.
How much does J.Jill, Inc. owe compared with what it owns?
J.Jill, Inc. owes $0.69 for every $1 it owns (moderate), higher than 57% of Consumer Cyclical companies in United States.
Does J.Jill, Inc. pay a dividend?
Yes. J.Jill, Inc. pays 1.54% of its share price as dividends a year, lower than 68% of dividend-paying Consumer Cyclical companies in United States.
Is J.Jill, Inc.'s revenue growing?
Revenue fell 2% in the year to Jan 2026, and shrank 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.