Investar Holding Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Investar Holding Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 17%
Sales fell 17% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-17% / +3%In 3 years sales changed by -17% while total assets changed by +3%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 61% of Financial Services companies in United States.
Tangible Net Worth Ratio
86%Of every $100 of net worth, $86 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 55% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Investar Holding Corporation owes $0.89 for every $1 it owns. Net profit rose 13% in the year to Dec 2025, and shrank 14% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.5Investors pay $11.5 for every $1 of Investar Holding Corporation's yearly profit, lower than 63% of Financial Services companies in United States.
P/B ratio
0.92The share price is 0.92 times Investar Holding Corporation's book value per share, lower than 76% of Financial Services companies in United States.
Market cap
$386 MThe total market value of all of Investar Holding Corporation's shares at today's price (share price × number of shares), smaller than 64% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$420 MWhat Investar Holding Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$30.50Net worth divided by the number of shares. The share price of $28.04 is 0.9 times this, which is the P/B above.
Return on equity (ROE)
9.9%Investar Holding Corporation earned 9.9% on its shareholders' money over the last year, lower than 55% of Financial Services companies in United States.
Owes vs Owns
0.89×Investar Holding Corporation owes $0.89 for every $1 it owns (high), higher than 75% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.65%Investar Holding Corporation pays 1.65% of its share price as dividends a year, lower than 78% of dividend-paying Financial Services companies in United States.
Revenue growth
+10%Revenue rose 10% in the year to Dec 2025, and shrank 6% a year on average over 3 years.
Profit growth
+13%Net profit rose 13% in the year to Dec 2025, and shrank 14% a year on average over 3 years.
Profit margin
25.4%Investar Holding Corporation keeps $25 of every $100 of revenue as net profit.
Questions
What is Investar Holding Corporation's P/E ratio?
Investors pay $11.5 for every $1 of Investar Holding Corporation's yearly profit, lower than 63% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Investar Holding Corporation: $386 M ÷ $420 M (30 Jun 2026) = 0.9.
What is Investar Holding Corporation's return on equity?
Investar Holding Corporation earned 9.9% on its shareholders' money over the last year, lower than 55% of Financial Services companies in United States.
How much does Investar Holding Corporation owe compared with what it owns?
Investar Holding Corporation owes $0.89 for every $1 it owns (high), higher than 75% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Investar Holding Corporation pay a dividend?
Yes. Investar Holding Corporation pays 1.65% of its share price as dividends a year, lower than 78% of dividend-paying Financial Services companies in United States.
Is Investar Holding Corporation's revenue growing?
Revenue rose 10% in the year to Dec 2025, and shrank 6% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.