PositoAI/ IN/ Indian Overseas Bank

Indian Overseas Bank

NSE: IOB · Financial Services

Positivity Index

#634 / 6,774

Global

#511 / 2,400

India

Positivity Score

23,983

Rank→

Overview Go Deep Penta Pattern Funda News For this company Histo

PosiRed: no active red flags

Indian Overseas Bank — Overview & Financial Snapshot

Indian Overseas Bank (NSE: IOB) is a Financial Services company, ranked #634 of 6,774 companies globally and #511 of 2,400 in India on PositoAI, with a Positivity Score of 23,983. Its market capitalisation is ₹57,500.18 Cr, P/E ratio is 9.8 and P/B ratio is 1.48. It has no active red flags (PosiRed) or yellow flags (PosiYellow) on record.

For financial statements, ratio trends and score history, Go Deep →

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Indian Overseas Bank provides various banking products and services in India and internationally. It operates through Treasury Operations, Corporate/Wholesale Banking Operations, Retail Operations, and Other Banking Operations segments. The company accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. Its loan products include home, vehicle, jewel, consumer durable, education, reverse mortgage, personal, agricultural, and corporate loans, as well as loan against the property and sovereign gold bond; and micro, small, and medium enterprise loans. The company also provides debit and credit cards, export credit, NRI accounts, agricultural and rural banking products, mutual funds, lockers, merchant banking, and internet and mobile banking services; depository services; and life, health, personal accident, digital, and motor insurance products. It operates branches, ATMs, and business correspondents in India; and overseas branches in Singapore, Hong Kong, Thailand, and Sri Lanka. Indian Overseas Bank was incorporated in 1936 and is headquartered in Chennai, India.

P/B Ratio 1.48

P/E Ratio 9.8

D/E Ratio 1.40

ROE 16.53%

Owes vs Owns ? 0.92× High ₹0.92 owed for every ₹1 it owns · balance sheet Jun 2026 Usually higher for banks and lenders.

Dividend Yield 0.00%

Trailing EPS ₹3.06

Forward EPS ₹0.90

Beta 0.29

Market Cap ₹57,500.18 Cr

What these numbers mean →

What does Indian Overseas Bank do?

What is Indian Overseas Bank's P/E and P/B ratio?

Indian Overseas Bank has a P/E ratio of 9.8 and a P/B ratio of 1.48.

What is Indian Overseas Bank's debt-to-equity ratio?

Indian Overseas Bank has a debt-to-equity ratio of 1.40.

How much does Indian Overseas Bank owe compared with what it owns?

Indian Overseas Bank owes ₹0.92 for every ₹1 it owns (balance sheet Jun 2026), which is high. Banks and lenders usually show higher figures.

What is Indian Overseas Bank's Positivity rank?

Indian Overseas Bank is ranked #634 of 6,774 companies globally and #511 of 2,400 in India on PositoAI, with a Positivity Score of 23,983.

Does Indian Overseas Bank have any SEBI orders, red flags (PosiRed) or yellow flags (PosiYellow)?

No active red flags (PosiRed) or yellow flags (PosiYellow) are currently on record for Indian Overseas Bank.

Where can I read the latest news about Indian Overseas Bank?

Recent headlines about Indian Overseas Bank from the last 30 days, with links to the original articles, are on its News page on PositoAI.

Does Indian Overseas Bank have a PositoAI PosiShot or QR code?

Yes. A dated PosiShot of Indian Overseas Bank's current position, a PosiQR code for its live profile and a ready-made dated mention are available on its For this company page on PositoAI.

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