ING Groep N.V.
ING Groep N.V. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 16,920 | 13.1 | 1.70 | 3.61 | 3,208.55 |
| Oct 2026 | 17,022 | 12.9 | 1.67 | 3.61 | 3,141.50 |
| Oct 2026 | 17,043 | 12.8 | 1.66 | 3.61 | 3,129.26 |
| Oct 2026 | 16,963 | 13.0 | 1.69 | 3.61 | 3,167.33 |
| Oct 2026 | 17,152 | 12.6 | 1.63 | 3.61 | 3,055.32 |
ING Groep N.V. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 6,256,000,000.0 | 5,824,000,000.0 | 5,798,000,000.0 | 5,854,000,000.0 |
| Net Profit | 1,947,000,000.0 | 1,556,000,000.0 | 1,411,000,000.0 | 1,787,000,000.0 |
| EPS | — | 0.5 | 0.5 | — |
ING Groep N.V. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 22,903,000,000.0 | 22,554,000,000.0 | 22,674,000,000.0 | 18,891,000,000.0 | — |
| Net Profit | 6,327,000,000.0 | 6,392,000,000.0 | 7,287,000,000.0 | 3,674,000,000.0 | — |
| EPS | 2.1 | 2.0 | 2.0 | 1.0 | — |
ING Groep N.V. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Total Assets | 1,054,405,000,000.0 | 1,020,545,000,000.0 | 975,583,000,000.0 | 967,817,000,000.0 |
| Total Liabilities | 1,003,452,000,000.0 | 969,237,000,000.0 | 923,401,000,000.0 | 917,406,000,000.0 |
| Total Equity | 49,698,000,000.0 | 50,313,000,000.0 | 51,238,000,000.0 | 49,907,000,000.0 |
Owes vs Owns
ING Groep N.V. owed €0.96 for every €1 it owned in Jun 2026, up from €0.95 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.96× | 0.95× | 0.95× | 0.95× | 0.95× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
ING Groep N.V. Assets & Liabilities Breakdown (EUR millions)
What it owns — Dec 2025
How it's funded — Dec 2025
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 106,313.0 | 115,134.0 | 130,380.0 | 118,596.0 |
| Receivables | 938.0 | 984.0 | 834.0 | 900.0 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 2,478.0 | 2,434.0 | 2,399.0 | 2,446.0 |
| Intangible assets | 1,512.0 | 1,333.0 | 1,198.0 | 1,101.0 |
| Long-term investments | 141,699.0 | 133,265.0 | 117,850.0 | 103,029.0 |
| Other assets | 801,465.0 | 767,395.0 | 722,922.0 | 741,745.0 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 178,169.0 | 170,211.0 | 148,838.0 | 118,323.0 |
| Payables | 3,269.0 | 2,939.0 | 3,207.0 | 2,706.0 |
| Other liabilities | 822,014.0 | 796,087.0 | 771,356.0 | 796,377.0 |
| Shareholders' equity | 50,953.0 | 51,308.0 | 52,182.0 | 50,411.0 |
| Net tangible assets | 48,186.0 | 48,980.0 | 50,040.0 | 48,806.0 |
ING Groep N.V. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | -6,380,000,000.0 | -22,544,000,000.0 | -11,340,000,000.0 | -11,112,000,000.0 | — |
| Investing Activities | -15,697,000,000.0 | -6,033,000,000.0 | -8,545,000,000.0 | -5,307,000,000.0 | — |
| Financing Activities | 8,245,000,000.0 | 5,374,000,000.0 | 18,404,000,000.0 | 4,649,000,000.0 | — |