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ING Groep N.V.

ING Groep N.V. Score & Ratio Trend

DateScoreP/EP/BD/EPrice
Oct 2026 16,920 13.1 1.70 3.61 3,208.55
Oct 2026 17,022 12.9 1.67 3.61 3,141.50
Oct 2026 17,043 12.8 1.66 3.61 3,129.26
Oct 2026 16,963 13.0 1.69 3.61 3,167.33
Oct 2026 17,152 12.6 1.63 3.61 3,055.32

ING Groep N.V. Quarterly Results

Line Item Jun 2026Mar 2026Dec 2025Sep 2025
Revenue 6,256,000,000.0 5,824,000,000.0 5,798,000,000.0 5,854,000,000.0
Net Profit 1,947,000,000.0 1,556,000,000.0 1,411,000,000.0 1,787,000,000.0
EPS — 0.5 0.5 —

ING Groep N.V. Revenue & Profit: Last 5 Years

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Revenue 22,903,000,000.0 22,554,000,000.0 22,674,000,000.0 18,891,000,000.0 —
Net Profit 6,327,000,000.0 6,392,000,000.0 7,287,000,000.0 3,674,000,000.0 —
EPS 2.1 2.0 2.0 1.0 —

ING Groep N.V. Balance Sheet

Line Item Dec 2025Dec 2024Dec 2023Dec 2022
Total Assets 1,054,405,000,000.0 1,020,545,000,000.0 975,583,000,000.0 967,817,000,000.0
Total Liabilities 1,003,452,000,000.0 969,237,000,000.0 923,401,000,000.0 917,406,000,000.0
Total Equity 49,698,000,000.0 50,313,000,000.0 51,238,000,000.0 49,907,000,000.0

Owes vs Owns

ING Groep N.V. owed €0.96 for every €1 it owned in Jun 2026, up from €0.95 in Dec 2022.

PeriodJun 2026Dec 2025Dec 2024Dec 2023Dec 2022
Owes vs Owns 0.96× 0.95× 0.95× 0.95× 0.95×

Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.

ING Groep N.V. Assets & Liabilities Breakdown (EUR millions)

What it owns — Dec 2025

Cash & short-term investments 10.1%Long-term investments 13.4%Other assets 76.0%

How it's funded — Dec 2025

Long-term debt 16.9%Other liabilities 78.0%Shareholders' equity 4.8%
Line Item Dec 2025Dec 2024Dec 2023Dec 2022
Assets
Cash & short-term investments106,313.0115,134.0130,380.0118,596.0
Receivables938.0984.0834.0900.0
Inventory0.00.00.00.0
Fixed assets (tangible)2,478.02,434.02,399.02,446.0
Intangible assets1,512.01,333.01,198.01,101.0
Long-term investments141,699.0133,265.0117,850.0103,029.0
Other assets801,465.0767,395.0722,922.0741,745.0
Liabilities & equity
Short-term debt0.00.00.00.0
Long-term debt178,169.0170,211.0148,838.0118,323.0
Payables3,269.02,939.03,207.02,706.0
Other liabilities822,014.0796,087.0771,356.0796,377.0
Shareholders' equity50,953.051,308.052,182.050,411.0
Net tangible assets48,186.048,980.050,040.048,806.0

ING Groep N.V. Cash Flow

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Operating Activities -6,380,000,000.0 -22,544,000,000.0 -11,340,000,000.0 -11,112,000,000.0 —
Investing Activities -15,697,000,000.0 -6,033,000,000.0 -8,545,000,000.0 -5,307,000,000.0 —
Financing Activities 8,245,000,000.0 5,374,000,000.0 18,404,000,000.0 4,649,000,000.0 —

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