IndusInd Bank Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from IndusInd Bank Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 96% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 96% of Financial Services companies in India.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by -1% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
-1% / +19%In 3 years sales changed by -1% while total assets changed by +19%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
IndusInd Bank Limited owes ₹0.88 for every ₹1 it owns. Net profit fell 65% in the year to Mar 2026, and shrank 51% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
50.3Investors pay ₹50.3 for every ₹1 of IndusInd Bank Limited's yearly profit, higher than 90% of Financial Services companies in India.
P/B ratio
1.01The share price is 1.01 times IndusInd Bank Limited's book value per share, lower than 64% of Financial Services companies in India.
Market cap
₹66,266 CrThe total market value of all of IndusInd Bank Limited's shares at today's price (share price × number of shares), larger than 85% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹65,740 CrWhat IndusInd Bank Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹843.74Net worth divided by the number of shares. The share price of ₹850.50 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
2.0%IndusInd Bank Limited earned 2.0% on its shareholders' money over the last year, lower than 85% of Financial Services companies in India.
Owes vs Owns
0.88×IndusInd Bank Limited owes ₹0.88 for every ₹1 it owns (high), higher than 80% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.17%IndusInd Bank Limited pays 0.17% of its share price as dividends a year, lower than 87% of dividend-paying Financial Services companies in India.
Revenue growth
-5%Revenue fell 5% in the year to Mar 2026, and shrank 0% a year on average over 3 years.
Profit growth
-65%Net profit fell 65% in the year to Mar 2026, and shrank 51% a year on average over 3 years.
Profit margin
3.5%IndusInd Bank Limited keeps ₹4 of every ₹100 of revenue as net profit.
Questions
What is IndusInd Bank Limited's P/E ratio?
Investors pay ₹50.3 for every ₹1 of IndusInd Bank Limited's yearly profit, higher than 90% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For IndusInd Bank Limited: ₹66,266 Cr ÷ ₹65,740 Cr (31 Mar 2026) = 1.0.
What is IndusInd Bank Limited's return on equity?
IndusInd Bank Limited earned 2.0% on its shareholders' money over the last year, lower than 85% of Financial Services companies in India.
How much does IndusInd Bank Limited owe compared with what it owns?
IndusInd Bank Limited owes ₹0.88 for every ₹1 it owns (high), higher than 80% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does IndusInd Bank Limited pay a dividend?
Yes. IndusInd Bank Limited pays 0.17% of its share price as dividends a year, lower than 87% of dividend-paying Financial Services companies in India.
Is IndusInd Bank Limited's revenue growing?
Revenue fell 5% in the year to Mar 2026, and shrank 0% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.