India Shelter Finance Corporation Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from India Shelter Finance Corporation Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹43Sales grew 162% in 3 years; of every extra ₹100 of sales, ₹43 became extra profit.
Higher than 70% of Financial Services companies in India.
Asset Productivity Ratio
+162% / +124%In 3 years sales changed by +162% while total assets changed by +124%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 71% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 74% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
India Shelter Finance Corporation Limited owes ₹0.67 for every ₹1 it owns. Net profit rose 33% in the year to Mar 2026, and grew 48% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
12.7Investors pay ₹12.7 for every ₹1 of India Shelter Finance Corporation Limited's yearly profit, lower than 60% of Financial Services companies in India.
P/B ratio
2.08The share price is 2.08 times India Shelter Finance Corporation Limited's book value per share, higher than 63% of Financial Services companies in India.
Market cap
₹6,649 CrThe total market value of all of India Shelter Finance Corporation Limited's shares at today's price (share price × number of shares), larger than 53% of Financial Services companies in India. PosiCap size class: Mini Cap.
Net worth (book value)
₹3,198 CrWhat India Shelter Finance Corporation Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹292.88Net worth divided by the number of shares. The share price of ₹608.90 is 2.1 times this, which is the P/B above.
Return on equity (ROE)
16.2%India Shelter Finance Corporation Limited earned 16.2% on its shareholders' money over the last year, higher than 79% of Financial Services companies in India.
Owes vs Owns
0.67×India Shelter Finance Corporation Limited owes ₹0.67 for every ₹1 it owns (moderate), higher than 52% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
1.65%India Shelter Finance Corporation Limited pays 1.65% of its share price as dividends a year, higher than 67% of dividend-paying Financial Services companies in India.
Revenue growth
+30%Revenue rose 30% in the year to Mar 2026, and grew 38% a year on average over 3 years.
Profit growth
+33%Net profit rose 33% in the year to Mar 2026, and grew 48% a year on average over 3 years.
Profit margin
38.7%India Shelter Finance Corporation Limited keeps ₹39 of every ₹100 of revenue as net profit.
Questions
What is India Shelter Finance Corporation Limited's P/E ratio?
Investors pay ₹12.7 for every ₹1 of India Shelter Finance Corporation Limited's yearly profit, lower than 60% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For India Shelter Finance Corporation Limited: ₹6,649 Cr ÷ ₹3,198 Cr (31 Mar 2026) = 2.1.
What is India Shelter Finance Corporation Limited's return on equity?
India Shelter Finance Corporation Limited earned 16.2% on its shareholders' money over the last year, higher than 79% of Financial Services companies in India.
How much does India Shelter Finance Corporation Limited owe compared with what it owns?
India Shelter Finance Corporation Limited owes ₹0.67 for every ₹1 it owns (moderate), higher than 52% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does India Shelter Finance Corporation Limited pay a dividend?
Yes. India Shelter Finance Corporation Limited pays 1.65% of its share price as dividends a year, higher than 67% of dividend-paying Financial Services companies in India.
Is India Shelter Finance Corporation Limited's revenue growing?
Revenue rose 30% in the year to Mar 2026, and grew 38% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.