International Money Express, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from International Money Express, Inc.'s yearly results (2022–2025), compared with Technology companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 11% in 3 years, but profit fell: $40 less profit per $100 of extra sales. Lower than 86% of Technology companies in United States.
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 85% of Technology companies in United States.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
$155Over the last 3 years, every $100 of reported profit came with $155 of operating cash.
Lower than 54% of Technology companies in United States.
Self-Funding Ratio
3.7×Over the last 3 years its own operating cash covered its investment spending (capex) 3.7 times.
Higher than 57% of Technology companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 85% of Technology companies in United States.
Growth Efficiency Ratio
−$40Sales grew 11% in 3 years, but profit fell: $40 less profit per $100 of extra sales.
Lower than 86% of Technology companies in United States.
Asset Productivity Ratio
+11% / +1%In 3 years sales changed by +11% while total assets changed by +1%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
5.9×Debt due within a year is covered 5.9 times by its yearly operating cash.
Higher than 58% of Technology companies in United States.
Cash Cushion Ratio
−17%Debt, after subtracting cash, equals 17% of its market value (net debt).
Lower than 77% of Technology companies in United States.
Tangible Assets Ratio
85%Of every $100 the company owns, $85 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 62% of Technology companies in United States.
Tangible Net Worth Ratio
51%Of every $100 of net worth, $51 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 52% of Technology companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
International Money Express, Inc. owes $0.62 for every $1 it owns. Net profit fell 44% in the year to Dec 2025, and shrank 17% a year on average over 3 years.
Compared with Technology companies in United States · latest annual results Dec 2025.
P/E ratio
15.6Investors pay $15.6 for every $1 of International Money Express, Inc.'s yearly profit, lower than 83% of Technology companies in United States.
P/B ratio
1.69The share price is 1.69 times International Money Express, Inc.'s book value per share, lower than 72% of Technology companies in United States.
Market cap
$287 MThe total market value of all of International Money Express, Inc.'s shares at today's price (share price × number of shares), smaller than 66% of Technology companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$170 MWhat International Money Express, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$5.61Net worth divided by the number of shares. The share price of $9.51 is 1.7 times this, which is the P/B above.
Return on equity (ROE)
11.9%International Money Express, Inc. earned 11.9% on its shareholders' money over the last year, higher than 67% of Technology companies in United States.
Owes vs Owns
0.62×International Money Express, Inc. owes $0.62 for every $1 it owns (moderate), higher than 68% of Technology companies in United States.
Dividend yield
NoneInternational Money Express, Inc. does not currently pay a dividend.
Revenue growth
-8%Revenue fell 8% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Profit growth
-44%Net profit fell 44% in the year to Dec 2025, and shrank 17% a year on average over 3 years.
Profit margin
5.4%International Money Express, Inc. keeps $5 of every $100 of revenue as net profit.
Cash quality
1.1×Cash from International Money Express, Inc.'s business was 1.1× its reported profit in the year to Dec 2025 — its profit turned into cash.
Interest cover
5.8×International Money Express, Inc.'s operating profit covered its interest costs 5.8 times in the year to Dec 2025.
Cash vs debt
Net debtInternational Money Express, Inc. had $48 M more debt than cash (net debt) at Dec 2025.
Questions
What is International Money Express, Inc.'s P/E ratio?
Investors pay $15.6 for every $1 of International Money Express, Inc.'s yearly profit, lower than 83% of Technology companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For International Money Express, Inc.: $287 M ÷ $170 M (30 Jun 2026) = 1.7.
What is International Money Express, Inc.'s return on equity?
International Money Express, Inc. earned 11.9% on its shareholders' money over the last year, higher than 67% of Technology companies in United States.
How much does International Money Express, Inc. owe compared with what it owns?
International Money Express, Inc. owes $0.62 for every $1 it owns (moderate), higher than 68% of Technology companies in United States.
Does International Money Express, Inc. pay a dividend?
No. International Money Express, Inc. does not currently pay a dividend.
Is International Money Express, Inc.'s revenue growing?
Revenue fell 8% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.