IIFL Finance Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from IIFL Finance Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Less steady than 66% of Financial Services companies in India.
Growth Efficiency Ratio
₹7Sales grew 47% in 3 years; of every extra ₹100 of sales, ₹7 became extra profit.
Lower than 70% of Financial Services companies in India.
Asset Productivity Ratio
+47% / +68%In 3 years sales changed by +47% while total assets changed by +68%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 78% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 77% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
IIFL Finance Limited owes ₹0.82 for every ₹1 it owns. Net profit rose 338% in the year to Mar 2026, and grew 3% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
11.6Investors pay ₹11.6 for every ₹1 of IIFL Finance Limited's yearly profit, lower than 65% of Financial Services companies in India.
P/B ratio
1.74The share price is 1.74 times IIFL Finance Limited's book value per share, higher than 57% of Financial Services companies in India.
Market cap
₹24,152 CrThe total market value of all of IIFL Finance Limited's shares at today's price (share price × number of shares), larger than 67% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹13,920 CrWhat IIFL Finance Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹327.31Net worth divided by the number of shares. The share price of ₹567.90 is 1.7 times this, which is the P/B above.
Return on equity (ROE)
15.0%IIFL Finance Limited earned 15.0% on its shareholders' money over the last year, higher than 74% of Financial Services companies in India.
Owes vs Owns
0.82×IIFL Finance Limited owes ₹0.82 for every ₹1 it owns (high), higher than 71% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.67%IIFL Finance Limited pays 0.67% of its share price as dividends a year, lower than 62% of dividend-paying Financial Services companies in India.
Revenue growth
+32%Revenue rose 32% in the year to Mar 2026, and grew 14% a year on average over 3 years.
Profit growth
+338%Net profit rose 338% in the year to Mar 2026, and grew 3% a year on average over 3 years.
Profit margin
21.8%IIFL Finance Limited keeps ₹22 of every ₹100 of revenue as net profit.
Questions
What is IIFL Finance Limited's P/E ratio?
Investors pay ₹11.6 for every ₹1 of IIFL Finance Limited's yearly profit, lower than 65% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For IIFL Finance Limited: ₹24,152 Cr ÷ ₹13,920 Cr (31 Mar 2026) = 1.7.
What is IIFL Finance Limited's return on equity?
IIFL Finance Limited earned 15.0% on its shareholders' money over the last year, higher than 74% of Financial Services companies in India.
How much does IIFL Finance Limited owe compared with what it owns?
IIFL Finance Limited owes ₹0.82 for every ₹1 it owns (high), higher than 71% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does IIFL Finance Limited pay a dividend?
Yes. IIFL Finance Limited pays 0.67% of its share price as dividends a year, lower than 62% of dividend-paying Financial Services companies in India.
Is IIFL Finance Limited's revenue growing?
Revenue rose 32% in the year to Mar 2026, and grew 14% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.