IDBI Bank Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from IDBI Bank Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 26% in 3 years; of every extra ₹100 of sales, ₹143 became extra profit. Higher than 97% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹143Sales grew 26% in 3 years; of every extra ₹100 of sales, ₹143 became extra profit.
Higher than 97% of Financial Services companies in India.
Asset Productivity Ratio
+26% / +41%In 3 years sales changed by +26% while total assets changed by +41%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
IDBI Bank Limited owes ₹0.84 for every ₹1 it owns. Net profit rose 21% in the year to Mar 2026, and grew 35% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
9.2Investors pay ₹9.2 for every ₹1 of IDBI Bank Limited's yearly profit, lower than 75% of Financial Services companies in India.
P/B ratio
1.21The share price is 1.21 times IDBI Bank Limited's book value per share, lower than 58% of Financial Services companies in India.
Market cap
₹85,804 CrThe total market value of all of IDBI Bank Limited's shares at today's price (share price × number of shares), larger than 87% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹70,643 CrWhat IDBI Bank Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
₹65.70Net worth divided by the number of shares. The share price of ₹79.80 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
13.9%IDBI Bank Limited earned 13.9% on its shareholders' money over the last year, higher than 67% of Financial Services companies in India.
Owes vs Owns
0.84×IDBI Bank Limited owes ₹0.84 for every ₹1 it owns (high), higher than 74% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
NoneIDBI Bank Limited does not currently pay a dividend.
Revenue growth
+5%Revenue rose 5% in the year to Mar 2026, and grew 8% a year on average over 3 years.
Profit growth
+21%Net profit rose 21% in the year to Mar 2026, and grew 35% a year on average over 3 years.
Profit margin
48.9%IDBI Bank Limited keeps ₹49 of every ₹100 of revenue as net profit.
Questions
What is IDBI Bank Limited's P/E ratio?
Investors pay ₹9.2 for every ₹1 of IDBI Bank Limited's yearly profit, lower than 75% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For IDBI Bank Limited: ₹85,804 Cr ÷ ₹70,643 Cr (30 Jun 2026) = 1.2.
What is IDBI Bank Limited's return on equity?
IDBI Bank Limited earned 13.9% on its shareholders' money over the last year, higher than 67% of Financial Services companies in India.
How much does IDBI Bank Limited owe compared with what it owns?
IDBI Bank Limited owes ₹0.84 for every ₹1 it owns (high), higher than 74% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does IDBI Bank Limited pay a dividend?
No. IDBI Bank Limited does not currently pay a dividend.
Is IDBI Bank Limited's revenue growing?
Revenue rose 5% in the year to Mar 2026, and grew 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.