PositoAI
a positivity index
Home Explore Actions Flows Indices News Watchlist Compare PosiDemy Screeners Insights
PosiFunda · Fundamentals

ICRA Limited

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from ICRA Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.

What stands out

  • Tangible Assets Ratio: Of every ₹100 the company owns, ₹82 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 98% of Financial Services companies in India.
  • Tangible Net Worth Ratio: Of every ₹100 of net worth, ₹77 is tangible; the rest is goodwill and other intangibles, often from buying other companies. Less tangible than 96% of Financial Services companies in India.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

3/3 · 3/3

Sales and profit both grew in each of the last 3 years.

Steadier than 83% of Financial Services companies in India.

Growth Efficiency Ratio

₹23

Sales grew 49% in 3 years; of every extra ₹100 of sales, ₹23 became extra profit.

Higher than 51% of Financial Services companies in India.

Asset Productivity Ratio

+49% / +35%

In 3 years sales changed by +49% while total assets changed by +35%. Sales grew faster than assets.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

82%

Of every ₹100 the company owns, ₹82 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

Less tangible than 98% of Financial Services companies in India.

Tangible Net Worth Ratio

77%

Of every ₹100 of net worth, ₹77 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

Less tangible than 96% of Financial Services companies in India.

Shareholders

Shareholder Slice Ratio

0%

Share count was unchanged over the last 3 years. Dividends paid equalled 56% of profit over the same period.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

ICRA Limited owes ₹0.20 for every ₹1 it owns. Net profit rose 7% in the year to Mar 2026, and grew 10% a year on average over 3 years.

Compared with Financial Services companies in India · latest annual results Mar 2026.

P/E ratio

22.1

Investors pay ₹22.1 for every ₹1 of ICRA Limited's yearly profit, higher than 63% of Financial Services companies in India.

P/B ratio

3.65

The share price is 3.65 times ICRA Limited's book value per share, higher than 82% of Financial Services companies in India.

Market cap

₹4,314 Cr

The total market value of all of ICRA Limited's shares at today's price (share price × number of shares), larger than 50% of Financial Services companies in India. PosiCap size class: Mini Cap.

Net worth (book value)

₹1,181 Cr

What ICRA Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).

Book value per share

₹1,226

Net worth divided by the number of shares. The share price of ₹4,481 is 3.7 times this, which is the P/B above.

Return on equity (ROE)

16.5%

ICRA Limited earned 16.5% on its shareholders' money over the last year, higher than 81% of Financial Services companies in India.

Owes vs Owns

0.20×

ICRA Limited owes ₹0.20 for every ₹1 it owns (low), lower than 78% of Financial Services companies in India. Banks and lenders usually show higher figures.

Dividend yield

1.58%

ICRA Limited pays 1.58% of its share price as dividends a year, higher than 66% of dividend-paying Financial Services companies in India.

Revenue growth

+20%

Revenue rose 20% in the year to Mar 2026, and grew 14% a year on average over 3 years.

Profit growth

+7%

Net profit rose 7% in the year to Mar 2026, and grew 10% a year on average over 3 years.

Profit margin

30.3%

ICRA Limited keeps ₹30 of every ₹100 of revenue as net profit.

Questions

What is ICRA Limited's P/E ratio?

Investors pay ₹22.1 for every ₹1 of ICRA Limited's yearly profit, higher than 63% of Financial Services companies in India.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For ICRA Limited: ₹4,314 Cr ÷ ₹1,181 Cr (31 Mar 2026) = 3.7.

What is ICRA Limited's return on equity?

ICRA Limited earned 16.5% on its shareholders' money over the last year, higher than 81% of Financial Services companies in India.

How much does ICRA Limited owe compared with what it owns?

ICRA Limited owes ₹0.20 for every ₹1 it owns (low), lower than 78% of Financial Services companies in India. Banks and lenders usually show higher figures.

Does ICRA Limited pay a dividend?

Yes. ICRA Limited pays 1.58% of its share price as dividends a year, higher than 66% of dividend-paying Financial Services companies in India.

Is ICRA Limited's revenue growing?

Revenue rose 20% in the year to Mar 2026, and grew 14% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.