ICICI Lombard General Insurance Company Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from ICICI Lombard General Insurance Company Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹11Sales grew 52% in 3 years; of every extra ₹100 of sales, ₹11 became extra profit.
Lower than 67% of Financial Services companies in India.
Asset Productivity Ratio
+52% / +38%In 3 years sales changed by +52% while total assets changed by +38%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 65% of Financial Services companies in India.
Tangible Net Worth Ratio
99%Of every ₹100 of net worth, ₹99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 73% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
ICICI Lombard General Insurance Company Limited owes ₹0.78 for every ₹1 it owns. Net profit rose 11% in the year to Mar 2026, and grew 17% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
32.1Investors pay ₹32.1 for every ₹1 of ICICI Lombard General Insurance Company Limited's yearly profit, higher than 78% of Financial Services companies in India.
P/B ratio
4.80The share price is 4.80 times ICICI Lombard General Insurance Company Limited's book value per share, higher than 87% of Financial Services companies in India.
Market cap
₹81,592 CrThe total market value of all of ICICI Lombard General Insurance Company Limited's shares at today's price (share price × number of shares), larger than 87% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹17,014 CrWhat ICICI Lombard General Insurance Company Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
₹340.53Net worth divided by the number of shares. The share price of ₹1,633 is 4.8 times this, which is the P/B above.
Return on equity (ROE)
13.6%ICICI Lombard General Insurance Company Limited earned 13.6% on its shareholders' money over the last year, higher than 65% of Financial Services companies in India.
Owes vs Owns
0.78×ICICI Lombard General Insurance Company Limited owes ₹0.78 for every ₹1 it owns (moderate), higher than 64% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.83%ICICI Lombard General Insurance Company Limited pays 0.83% of its share price as dividends a year, lower than 55% of dividend-paying Financial Services companies in India.
Revenue growth
+13%Revenue rose 13% in the year to Mar 2026, and grew 15% a year on average over 3 years.
Profit growth
+11%Net profit rose 11% in the year to Mar 2026, and grew 17% a year on average over 3 years.
Profit margin
9.9%ICICI Lombard General Insurance Company Limited keeps ₹10 of every ₹100 of revenue as net profit.
Questions
What is ICICI Lombard General Insurance Company Limited's P/E ratio?
Investors pay ₹32.1 for every ₹1 of ICICI Lombard General Insurance Company Limited's yearly profit, higher than 78% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For ICICI Lombard General Insurance Company Limited: ₹81,592 Cr ÷ ₹17,014 Cr (30 Jun 2026) = 4.8.
What is ICICI Lombard General Insurance Company Limited's return on equity?
ICICI Lombard General Insurance Company Limited earned 13.6% on its shareholders' money over the last year, higher than 65% of Financial Services companies in India.
How much does ICICI Lombard General Insurance Company Limited owe compared with what it owns?
ICICI Lombard General Insurance Company Limited owes ₹0.78 for every ₹1 it owns (moderate), higher than 64% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does ICICI Lombard General Insurance Company Limited pay a dividend?
Yes. ICICI Lombard General Insurance Company Limited pays 0.83% of its share price as dividends a year, lower than 55% of dividend-paying Financial Services companies in India.
Is ICICI Lombard General Insurance Company Limited's revenue growing?
Revenue rose 13% in the year to Mar 2026, and grew 15% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.