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PosiFunda · Fundamentals

ICICI Bank Ltd

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from ICICI Bank Ltd's yearly results (2023–2026), compared with companies in Other. Tap ? on any ratio for what it means.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

3/3 · 3/3

Sales and profit both grew in each of the last 3 years.

Growth Efficiency Ratio

23

Sales grew 65% in 3 years; of every extra 100 of sales, 23 became extra profit.

Asset Productivity Ratio

+65% / +49%

In 3 years sales changed by +65% while total assets changed by +49%. Sales grew faster than assets.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

100%

Of every 100 the company owns, 100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

Tangible Net Worth Ratio

97%

Of every 100 of net worth, 97 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

Shareholders

Shareholder Slice Ratio

+3%

Share count rose 3% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 14% of profit over the same period.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (5)

ICICI Bank Ltd owes 0.87 for every 1 it owns. Net profit rose 6% in the year to Mar 2026, and grew 17% a year on average over 3 years.

Compared with companies in Other · latest annual results Mar 2026.

Net worth (book value)

3,805.3 B

What ICICI Bank Ltd would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Owes vs Owns

0.87×

ICICI Bank Ltd owes 0.87 for every 1 it owns (high). Banks and lenders usually show higher figures.

Revenue growth

+9%

Revenue rose 9% in the year to Mar 2026, and grew 18% a year on average over 3 years.

Profit growth

+6%

Net profit rose 6% in the year to Mar 2026, and grew 17% a year on average over 3 years.

Profit margin

24.3%

ICICI Bank Ltd keeps 24 of every 100 of revenue as net profit.

Questions

How much does ICICI Bank Ltd owe compared with what it owns?

ICICI Bank Ltd owes 0.87 for every 1 it owns (high). Banks and lenders usually show higher figures.

Is ICICI Bank Ltd's revenue growing?

Revenue rose 9% in the year to Mar 2026, and grew 18% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.