Hoyne Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Hoyne Bancorp, Inc.'s yearly results, compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 98% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 97% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
—Data incomplete
Growth Efficiency Ratio
—Data incomplete
Asset Productivity Ratio
—Data incomplete
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 97% of Financial Services companies in United States.
Tangible Net Worth Ratio
100%Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 98% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Hoyne Bancorp, Inc. owes $0.66 for every $1 it owns. Hoyne Bancorp, Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
351.0Investors pay $351.0 for every $1 of Hoyne Bancorp, Inc.'s yearly profit, higher than almost all Financial Services companies in United States.
P/B ratio
0.81The share price is 0.81 times Hoyne Bancorp, Inc.'s book value per share, lower than 86% of Financial Services companies in United States.
Market cap
$131 MThe total market value of all of Hoyne Bancorp, Inc.'s shares at today's price (share price × number of shares), smaller than 88% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$161 MWhat Hoyne Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$21.59Net worth divided by the number of shares. The share price of $17.55 is 0.8 times this, which is the P/B above.
Return on equity (ROE)
0.2%Hoyne Bancorp, Inc. earned 0.2% on its shareholders' money over the last year, lower than 85% of Financial Services companies in United States.
Owes vs Owns
0.66×Hoyne Bancorp, Inc. owes $0.66 for every $1 it owns (moderate), lower than 62% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneHoyne Bancorp, Inc. does not currently pay a dividend.
Revenue growth
+35%Revenue rose 35% in the year to Dec 2025.
Profit growth
Back to profitHoyne Bancorp, Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Profit margin
1.5%Hoyne Bancorp, Inc. keeps $2 of every $100 of revenue as net profit.
Questions
What is Hoyne Bancorp, Inc.'s P/E ratio?
Investors pay $351.0 for every $1 of Hoyne Bancorp, Inc.'s yearly profit, higher than almost all Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Hoyne Bancorp, Inc.: $131 M ÷ $161 M (30 Jun 2026) = 0.8.
What is Hoyne Bancorp, Inc.'s return on equity?
Hoyne Bancorp, Inc. earned 0.2% on its shareholders' money over the last year, lower than 85% of Financial Services companies in United States.
How much does Hoyne Bancorp, Inc. owe compared with what it owns?
Hoyne Bancorp, Inc. owes $0.66 for every $1 it owns (moderate), lower than 62% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Hoyne Bancorp, Inc. pay a dividend?
No. Hoyne Bancorp, Inc. does not currently pay a dividend.
Is Hoyne Bancorp, Inc.'s revenue growing?
Revenue rose 35% in the year to Dec 2025.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.