Hawthorn Bancshares, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Hawthorn Bancshares, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$40Sales grew 10% in 3 years; of every extra $100 of sales, $40 became extra profit.
Higher than 67% of Financial Services companies in United States.
Asset Productivity Ratio
+10% / -1%In 3 years sales changed by +10% while total assets changed by -1%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Hawthorn Bancshares, Inc. owes $0.90 for every $1 it owns. Net profit rose 30% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
10.8Investors pay $10.8 for every $1 of Hawthorn Bancshares, Inc.'s yearly profit, lower than 71% of Financial Services companies in United States.
P/B ratio
1.59The share price is 1.59 times Hawthorn Bancshares, Inc.'s book value per share, higher than 72% of Financial Services companies in United States.
Market cap
$291 MThe total market value of all of Hawthorn Bancshares, Inc.'s shares at today's price (share price × number of shares), smaller than 73% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$183 MWhat Hawthorn Bancshares, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$24.99Net worth divided by the number of shares. The share price of $39.79 is 1.6 times this, which is the P/B above.
Return on equity (ROE)
14.9%Hawthorn Bancshares, Inc. earned 14.9% on its shareholders' money over the last year, higher than 75% of Financial Services companies in United States.
Owes vs Owns
0.90×Hawthorn Bancshares, Inc. owes $0.90 for every $1 it owns (high), higher than 79% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.19%Hawthorn Bancshares, Inc. pays 2.19% of its share price as dividends a year, lower than 65% of dividend-paying Financial Services companies in United States.
Revenue growth
+10%Revenue rose 10% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Profit growth
+30%Net profit rose 30% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Profit margin
29.6%Hawthorn Bancshares, Inc. keeps $30 of every $100 of revenue as net profit.
Questions
What is Hawthorn Bancshares, Inc.'s P/E ratio?
Investors pay $10.8 for every $1 of Hawthorn Bancshares, Inc.'s yearly profit, lower than 71% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Hawthorn Bancshares, Inc.: $291 M ÷ $183 M (30 Jun 2026) = 1.6.
What is Hawthorn Bancshares, Inc.'s return on equity?
Hawthorn Bancshares, Inc. earned 14.9% on its shareholders' money over the last year, higher than 75% of Financial Services companies in United States.
How much does Hawthorn Bancshares, Inc. owe compared with what it owns?
Hawthorn Bancshares, Inc. owes $0.90 for every $1 it owns (high), higher than 79% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Hawthorn Bancshares, Inc. pay a dividend?
Yes. Hawthorn Bancshares, Inc. pays 2.19% of its share price as dividends a year, lower than 65% of dividend-paying Financial Services companies in United States.
Is Hawthorn Bancshares, Inc.'s revenue growing?
Revenue rose 10% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.