Hilltop Holdings Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Hilltop Holdings Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 2/3Sales grew in 1 of the last 3 years; profit grew in 2 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by -0% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
-0% / -3%In 3 years sales changed by -0% while total assets changed by -3%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 55% of Financial Services companies in United States.
Tangible Net Worth Ratio
87%Of every $100 of net worth, $87 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 56% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Hilltop Holdings Inc. owes $0.87 for every $1 it owns. Net profit rose 46% in the year to Dec 2025, and grew 14% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
13.8Investors pay $13.8 for every $1 of Hilltop Holdings Inc.'s yearly profit, higher than 59% of Financial Services companies in United States.
P/B ratio
1.00The share price is 1.00 times Hilltop Holdings Inc.'s book value per share, lower than 71% of Financial Services companies in United States.
Market cap
$2.1 BThe total market value of all of Hilltop Holdings Inc.'s shares at today's price (share price × number of shares), larger than 68% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$2.1 BWhat Hilltop Holdings Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$37.12Net worth divided by the number of shares. The share price of $37.28 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
7.6%Hilltop Holdings Inc. earned 7.6% on its shareholders' money over the last year, lower than 67% of Financial Services companies in United States.
Owes vs Owns
0.87×Hilltop Holdings Inc. owes $0.87 for every $1 it owns (high), higher than 58% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.19%Hilltop Holdings Inc. pays 2.19% of its share price as dividends a year, lower than 65% of dividend-paying Financial Services companies in United States.
Revenue growth
+9%Revenue rose 9% in the year to Dec 2025, and shrank 0% a year on average over 3 years.
Profit growth
+46%Net profit rose 46% in the year to Dec 2025, and grew 14% a year on average over 3 years.
Profit margin
13.6%Hilltop Holdings Inc. keeps $14 of every $100 of revenue as net profit.
Questions
What is Hilltop Holdings Inc.'s P/E ratio?
Investors pay $13.8 for every $1 of Hilltop Holdings Inc.'s yearly profit, higher than 59% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Hilltop Holdings Inc.: $2.1 B ÷ $2.1 B (30 Jun 2026) = 1.0.
What is Hilltop Holdings Inc.'s return on equity?
Hilltop Holdings Inc. earned 7.6% on its shareholders' money over the last year, lower than 67% of Financial Services companies in United States.
How much does Hilltop Holdings Inc. owe compared with what it owns?
Hilltop Holdings Inc. owes $0.87 for every $1 it owns (high), higher than 58% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Hilltop Holdings Inc. pay a dividend?
Yes. Hilltop Holdings Inc. pays 2.19% of its share price as dividends a year, lower than 65% of dividend-paying Financial Services companies in United States.
Is Hilltop Holdings Inc.'s revenue growing?
Revenue rose 9% in the year to Dec 2025, and shrank 0% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.