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PosiFunda · Fundamentals

Hiscox Ltd

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Hiscox Ltd's yearly results (2022–2025), compared with companies in Bermuda. Tap ? on any ratio for what it means.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

3/3 · 1/3

Sales grew in 3 of the last 3 years; profit grew in 1 of 3.

Growth Efficiency Ratio

$32

Sales grew 39% in 3 years; of every extra $100 of sales, $32 became extra profit.

Asset Productivity Ratio

+39% / +18%

In 3 years sales changed by +39% while total assets changed by +18%. Sales grew faster than assets.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

97%

Of every $100 the company owns, $97 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

Tangible Net Worth Ratio

90%

Of every $100 of net worth, $90 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

Shareholders

Shareholder Slice Ratio

−9%

Share count fell 9% in 3 years (buybacks), so each share's slice of the company became larger. Dividends paid equalled 20% of profit over the same period.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (10)

Hiscox Ltd owes $0.68 for every $1 it owns. Net profit fell 4% in the year to Dec 2025, and grew 34% a year on average over 3 years.

Compared with companies in Bermuda · latest annual results Dec 2025.

P/E ratio

13.1

Investors pay $13.1 for every $1 of Hiscox Ltd's yearly profit.

P/B ratio

1.98

The share price is 1.98 times Hiscox Ltd's book value per share.

Market cap

£5.8 B

The total market value of all of Hiscox Ltd's shares at today's price (share price × number of shares). PosiCap size class: Meso Cap.

Net worth (book value)

$4.0 B

What Hiscox Ltd would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Return on equity (ROE)

16.5%

Hiscox Ltd earned 16.5% on its shareholders' money over the last year.

Owes vs Owns

0.68×

Hiscox Ltd owes $0.68 for every $1 it owns (moderate). Banks and lenders usually show higher figures.

Dividend yield

2.12%

Hiscox Ltd pays 2.12% of its share price as dividends a year.

Revenue growth

+7%

Revenue rose 7% in the year to Dec 2025, and grew 12% a year on average over 3 years.

Profit growth

-4%

Net profit fell 4% in the year to Dec 2025, and grew 34% a year on average over 3 years.

Profit margin

15.3%

Hiscox Ltd keeps $15 of every $100 of revenue as net profit.

Questions

What is Hiscox Ltd's P/E ratio?

Investors pay $13.1 for every $1 of Hiscox Ltd's yearly profit.

What is Hiscox Ltd's return on equity?

Hiscox Ltd earned 16.5% on its shareholders' money over the last year.

How much does Hiscox Ltd owe compared with what it owns?

Hiscox Ltd owes $0.68 for every $1 it owns (moderate). Banks and lenders usually show higher figures.

Does Hiscox Ltd pay a dividend?

Yes. Hiscox Ltd pays 2.12% of its share price as dividends a year.

Is Hiscox Ltd's revenue growing?

Revenue rose 7% in the year to Dec 2025, and grew 12% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.