Hovnanian Enterprises, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Hovnanian Enterprises, Inc.'s yearly results (2022–2025), compared with Consumer Cyclical companies in United States. Tap ? on any ratio for what it means.
What stands out
- Self-Funding Ratio: Over the last 3 years its own operating cash covered its investment spending (capex) 11.0 times. Higher than 93% of Consumer Cyclical companies in United States.
- Cash Locked Ratio: For every $100 of sales, $41 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against $38 tied up three years earlier. More money tied up than 89% of Consumer Cyclical companies in United States.
Where $100 of sales goes
Latest year (Oct 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
$126Over the last 3 years, every $100 of reported profit came with $126 of operating cash.
Lower than 71% of Consumer Cyclical companies in United States.
Self-Funding Ratio
11.0×Over the last 3 years its own operating cash covered its investment spending (capex) 11.0 times.
Higher than 93% of Consumer Cyclical companies in United States.
Cash Locked Ratio
$41For every $100 of sales, $41 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against $38 tied up three years earlier.
More money tied up than 89% of Consumer Cyclical companies in United States.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 74% of Consumer Cyclical companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by +2% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
+2% / +3%In 3 years sales changed by +2% while total assets changed by +3%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Data incomplete
Cash Cushion Ratio
1.1× debtDebt, after subtracting cash, is 1.1 times its market value (net debt).
Lower than 76% of Consumer Cyclical companies in United States.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
Hovnanian Enterprises, Inc. owes $0.71 for every $1 it owns. Net profit fell 74% in the year to Oct 2025, and shrank 34% a year on average over 3 years.
Compared with Consumer Cyclical companies in United States · latest annual results Oct 2025.
P/E ratio
97.4Investors pay $97.4 for every $1 of Hovnanian Enterprises, Inc.'s yearly profit, higher than 95% of Consumer Cyclical companies in United States.
P/B ratio
0.74The share price is 0.74 times Hovnanian Enterprises, Inc.'s book value per share, lower than 88% of Consumer Cyclical companies in United States.
Market cap
$604 MThe total market value of all of Hovnanian Enterprises, Inc.'s shares at today's price (share price × number of shares), smaller than 61% of Consumer Cyclical companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$819 MWhat Hovnanian Enterprises, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Jul 2026).
Book value per share
$137.36Net worth divided by the number of shares. The share price of $101.29 is 0.7 times this, which is the P/B above.
Return on equity (ROE)
2.1%Hovnanian Enterprises, Inc. earned 2.1% on its shareholders' money over the last year, lower than 64% of Consumer Cyclical companies in United States.
Owes vs Owns
0.71×Hovnanian Enterprises, Inc. owes $0.71 for every $1 it owns (moderate), higher than 60% of Consumer Cyclical companies in United States.
Dividend yield
NoneHovnanian Enterprises, Inc. does not currently pay a dividend.
Revenue growth
-1%Revenue fell 1% in the year to Oct 2025, and grew 1% a year on average over 3 years.
Profit growth
-74%Net profit fell 74% in the year to Oct 2025, and shrank 34% a year on average over 3 years.
Profit margin
2.1%Hovnanian Enterprises, Inc. keeps $2 of every $100 of revenue as net profit.
Cash quality
2.9×Cash from Hovnanian Enterprises, Inc.'s business was 2.9× its reported profit in the year to Oct 2025 — its profit turned into cash.
Interest cover
2.0×Hovnanian Enterprises, Inc.'s operating profit covered its interest costs 2.0 times in the year to Oct 2025.
Cash vs debt
Net debtHovnanian Enterprises, Inc. had $657 M more debt than cash (net debt) at Oct 2025.
Questions
What is Hovnanian Enterprises, Inc.'s P/E ratio?
Investors pay $97.4 for every $1 of Hovnanian Enterprises, Inc.'s yearly profit, higher than 95% of Consumer Cyclical companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Hovnanian Enterprises, Inc.: $604 M ÷ $819 M (31 Jul 2026) = 0.7.
What is Hovnanian Enterprises, Inc.'s return on equity?
Hovnanian Enterprises, Inc. earned 2.1% on its shareholders' money over the last year, lower than 64% of Consumer Cyclical companies in United States.
How much does Hovnanian Enterprises, Inc. owe compared with what it owns?
Hovnanian Enterprises, Inc. owes $0.71 for every $1 it owns (moderate), higher than 60% of Consumer Cyclical companies in United States.
Does Hovnanian Enterprises, Inc. pay a dividend?
No. Hovnanian Enterprises, Inc. does not currently pay a dividend.
Is Hovnanian Enterprises, Inc.'s revenue growing?
Revenue fell 1% in the year to Oct 2025, and grew 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.