Home First Finance Company India Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Home First Finance Company India Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 19% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 7% of profit over the same period. Bigger rise in share count than 85% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹32Sales grew 139% in 3 years; of every extra ₹100 of sales, ₹32 became extra profit.
Higher than 61% of Financial Services companies in India.
Asset Productivity Ratio
+139% / +125%In 3 years sales changed by +139% while total assets changed by +125%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 76% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 78% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Home First Finance Company India Limited owes ₹0.71 for every ₹1 it owns. Net profit rose 41% in the year to Mar 2026, and grew 33% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
18.5Investors pay ₹18.5 for every ₹1 of Home First Finance Company India Limited's yearly profit, higher than 56% of Financial Services companies in India.
P/B ratio
2.45The share price is 2.45 times Home First Finance Company India Limited's book value per share, higher than 69% of Financial Services companies in India.
Market cap
₹10,679 CrThe total market value of all of Home First Finance Company India Limited's shares at today's price (share price × number of shares), larger than 57% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹4,357 CrWhat Home First Finance Company India Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹416.64Net worth divided by the number of shares. The share price of ₹1,021 is 2.5 times this, which is the P/B above.
Return on equity (ROE)
13.2%Home First Finance Company India Limited earned 13.2% on its shareholders' money over the last year, higher than 62% of Financial Services companies in India.
Owes vs Owns
0.71×Home First Finance Company India Limited owes ₹0.71 for every ₹1 it owns (moderate), higher than 54% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.49%Home First Finance Company India Limited pays 0.49% of its share price as dividends a year, lower than 71% of dividend-paying Financial Services companies in India.
Revenue growth
+25%Revenue rose 25% in the year to Mar 2026, and grew 34% a year on average over 3 years.
Profit growth
+41%Net profit rose 41% in the year to Mar 2026, and grew 33% a year on average over 3 years.
Profit margin
32.6%Home First Finance Company India Limited keeps ₹33 of every ₹100 of revenue as net profit.
Questions
What is Home First Finance Company India Limited's P/E ratio?
Investors pay ₹18.5 for every ₹1 of Home First Finance Company India Limited's yearly profit, higher than 56% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Home First Finance Company India Limited: ₹10,679 Cr ÷ ₹4,357 Cr (31 Mar 2026) = 2.5.
What is Home First Finance Company India Limited's return on equity?
Home First Finance Company India Limited earned 13.2% on its shareholders' money over the last year, higher than 62% of Financial Services companies in India.
How much does Home First Finance Company India Limited owe compared with what it owns?
Home First Finance Company India Limited owes ₹0.71 for every ₹1 it owns (moderate), higher than 54% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Home First Finance Company India Limited pay a dividend?
Yes. Home First Finance Company India Limited pays 0.49% of its share price as dividends a year, lower than 71% of dividend-paying Financial Services companies in India.
Is Home First Finance Company India Limited's revenue growing?
Revenue rose 25% in the year to Mar 2026, and grew 34% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.