Hanover Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Hanover Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 2 of the last 3 years; profit grew in 0 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 0/3Sales grew in 2 of the last 3 years; profit grew in 0 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by +5% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
—Data incomplete
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 68% of Financial Services companies in United States.
Tangible Net Worth Ratio
87%Of every $100 of net worth, $87 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 58% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Hanover Bancorp, Inc. owes $0.91 for every $1 it owns. Net profit fell 39% in the year to Dec 2025, and shrank 21% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
18.7Investors pay $18.7 for every $1 of Hanover Bancorp, Inc.'s yearly profit, higher than 73% of Financial Services companies in United States.
P/B ratio
0.83The share price is 0.83 times Hanover Bancorp, Inc.'s book value per share, lower than 86% of Financial Services companies in United States.
Market cap
$167 MThe total market value of all of Hanover Bancorp, Inc.'s shares at today's price (share price × number of shares), smaller than 85% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$203 MWhat Hanover Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$28.74Net worth divided by the number of shares. The share price of $23.71 is 0.8 times this, which is the P/B above.
Return on equity (ROE)
4.7%Hanover Bancorp, Inc. earned 4.7% on its shareholders' money over the last year, lower than 76% of Financial Services companies in United States.
Owes vs Owns
0.91×Hanover Bancorp, Inc. owes $0.91 for every $1 it owns (high), higher than 88% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.70%Hanover Bancorp, Inc. pays 1.70% of its share price as dividends a year, lower than 77% of dividend-paying Financial Services companies in United States.
Revenue growth
+7%Revenue rose 7% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Profit growth
-39%Net profit fell 39% in the year to Dec 2025, and shrank 21% a year on average over 3 years.
Profit margin
10.2%Hanover Bancorp, Inc. keeps $10 of every $100 of revenue as net profit.
Questions
What is Hanover Bancorp, Inc.'s P/E ratio?
Investors pay $18.7 for every $1 of Hanover Bancorp, Inc.'s yearly profit, higher than 73% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Hanover Bancorp, Inc.: $167 M ÷ $203 M (30 Jun 2026) = 0.8.
What is Hanover Bancorp, Inc.'s return on equity?
Hanover Bancorp, Inc. earned 4.7% on its shareholders' money over the last year, lower than 76% of Financial Services companies in United States.
How much does Hanover Bancorp, Inc. owe compared with what it owns?
Hanover Bancorp, Inc. owes $0.91 for every $1 it owns (high), higher than 88% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Hanover Bancorp, Inc. pay a dividend?
Yes. Hanover Bancorp, Inc. pays 1.70% of its share price as dividends a year, lower than 77% of dividend-paying Financial Services companies in United States.
Is Hanover Bancorp, Inc.'s revenue growing?
Revenue rose 7% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.