Hannover Rück SE
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Hannover Rück SE's yearly results (2022–2025), compared with companies in Germany. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 8% in 3 years; of every extra €100 of sales, €103 became extra profit. Higher than 97% of companies in Germany.
- Tangible Net Worth Ratio: Of every €100 of net worth, €98 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 96% of companies in Germany.
- Tangible Assets Ratio: Of every €100 the company owns, €100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 96% of companies in Germany.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 82% of companies in Germany.
Growth Efficiency Ratio
€103Sales grew 8% in 3 years; of every extra €100 of sales, €103 became extra profit.
Higher than 97% of companies in Germany.
Asset Productivity Ratio
+8% / +13%In 3 years sales changed by +8% while total assets changed by +13%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every €100 the company owns, €100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 96% of companies in Germany.
Tangible Net Worth Ratio
98%Of every €100 of net worth, €98 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 96% of companies in Germany.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Hannover Rück SE owes €0.81 for every €1 it owns. Net profit rose 13% in the year to Dec 2025, and grew 50% a year on average over 3 years.
Compared with companies in Germany · latest annual results Dec 2025.
P/E ratio
12.5Investors pay €12.5 for every €1 of Hannover Rück SE's yearly profit, lower than 79% of companies in Germany.
P/B ratio
2.57The share price is 2.57 times Hannover Rück SE's book value per share, higher than 62% of companies in Germany.
Market cap
€34.1 BThe total market value of all of Hannover Rück SE's shares at today's price (share price × number of shares), smaller than 57% of companies in Germany. PosiCap size class: Tito Cap.
Net worth (book value)
€13.3 BWhat Hannover Rück SE would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
€110.00Net worth divided by the number of shares. The share price of €282.80 is 2.6 times this, which is the P/B above.
Return on equity (ROE)
22.2%Hannover Rück SE earned 22.2% on its shareholders' money over the last year, higher than 86% of companies in Germany.
Owes vs Owns
0.81×Hannover Rück SE owes €0.81 for every €1 it owns (high), higher than 83% of companies in Germany. Banks and lenders usually show higher figures.
Dividend yield
4.53%Hannover Rück SE pays 4.53% of its share price as dividends a year, higher than 82% of dividend-paying companies in Germany.
Revenue growth
+0%Revenue rose 0% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Profit growth
+13%Net profit rose 13% in the year to Dec 2025, and grew 50% a year on average over 3 years.
Profit margin
11.0%Hannover Rück SE keeps €11 of every €100 of revenue as net profit.
Questions
What is Hannover Rück SE's P/E ratio?
Investors pay €12.5 for every €1 of Hannover Rück SE's yearly profit, lower than 79% of companies in Germany.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Hannover Rück SE: €34.1 B ÷ €13.3 B (30 Jun 2026) = 2.6.
What is Hannover Rück SE's return on equity?
Hannover Rück SE earned 22.2% on its shareholders' money over the last year, higher than 86% of companies in Germany.
How much does Hannover Rück SE owe compared with what it owns?
Hannover Rück SE owes €0.81 for every €1 it owns (high), higher than 83% of companies in Germany. Banks and lenders usually show higher figures.
Does Hannover Rück SE pay a dividend?
Yes. Hannover Rück SE pays 4.53% of its share price as dividends a year, higher than 82% of dividend-paying companies in Germany.
Is Hannover Rück SE's revenue growing?
Revenue rose 0% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.