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PosiFunda · Fundamentals

The Hartford Insurance Group, Inc.

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from The Hartford Insurance Group, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.

What stands out

  • Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

3/3 · 3/3

Sales and profit both grew in each of the last 3 years.

Steadier than 94% of Financial Services companies in United States.

Growth Efficiency Ratio

$32

Sales grew 28% in 3 years; of every extra $100 of sales, $32 became extra profit.

Higher than 60% of Financial Services companies in United States.

Asset Productivity Ratio

+28% / +18%

In 3 years sales changed by +28% while total assets changed by +18%. Sales grew faster than assets.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

97%

Of every $100 the company owns, $97 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

Less tangible than 60% of Financial Services companies in United States.

Tangible Net Worth Ratio

87%

Of every $100 of net worth, $87 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

More tangible than 56% of Financial Services companies in United States.

Shareholders

Shareholder Slice Ratio

−12%

Share count fell 12% in 3 years (buybacks), so each share's slice of the company became larger. Dividends paid equalled 18% of profit over the same period.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

The Hartford Insurance Group, Inc. owes $0.78 for every $1 it owns. Net profit rose 23% in the year to Dec 2025, and grew 28% a year on average over 3 years.

Compared with Financial Services companies in United States · latest annual results Dec 2025.

P/E ratio

9.9

Investors pay $9.9 for every $1 of The Hartford Insurance Group, Inc.'s yearly profit, lower than 80% of Financial Services companies in United States.

P/B ratio

1.92

The share price is 1.92 times The Hartford Insurance Group, Inc.'s book value per share, higher than 77% of Financial Services companies in United States.

Market cap

$37.8 B

The total market value of all of The Hartford Insurance Group, Inc.'s shares at today's price (share price × number of shares), larger than 94% of Financial Services companies in United States. PosiCap size class: Tito Cap.

Net worth (book value)

$19.6 B

What The Hartford Insurance Group, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

$72.48

Net worth divided by the number of shares. The share price of $139.45 is 1.9 times this, which is the P/B above.

Return on equity (ROE)

22.1%

The Hartford Insurance Group, Inc. earned 22.1% on its shareholders' money over the last year, higher than 88% of Financial Services companies in United States.

Owes vs Owns

0.78×

The Hartford Insurance Group, Inc. owes $0.78 for every $1 it owns (moderate), lower than 54% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Dividend yield

1.77%

The Hartford Insurance Group, Inc. pays 1.77% of its share price as dividends a year, lower than 76% of dividend-paying Financial Services companies in United States.

Revenue growth

+6%

Revenue rose 6% in the year to Dec 2025, and grew 9% a year on average over 3 years.

Profit growth

+23%

Net profit rose 23% in the year to Dec 2025, and grew 28% a year on average over 3 years.

Profit margin

13.7%

The Hartford Insurance Group, Inc. keeps $14 of every $100 of revenue as net profit.

Questions

What is The Hartford Insurance Group, Inc.'s P/E ratio?

Investors pay $9.9 for every $1 of The Hartford Insurance Group, Inc.'s yearly profit, lower than 80% of Financial Services companies in United States.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For The Hartford Insurance Group, Inc.: $37.8 B ÷ $19.6 B (30 Jun 2026) = 1.9.

What is The Hartford Insurance Group, Inc.'s return on equity?

The Hartford Insurance Group, Inc. earned 22.1% on its shareholders' money over the last year, higher than 88% of Financial Services companies in United States.

How much does The Hartford Insurance Group, Inc. owe compared with what it owns?

The Hartford Insurance Group, Inc. owes $0.78 for every $1 it owns (moderate), lower than 54% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Does The Hartford Insurance Group, Inc. pay a dividend?

Yes. The Hartford Insurance Group, Inc. pays 1.77% of its share price as dividends a year, lower than 76% of dividend-paying Financial Services companies in United States.

Is The Hartford Insurance Group, Inc.'s revenue growing?

Revenue rose 6% in the year to Dec 2025, and grew 9% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

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