Hingham Institution for Savings
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Hingham Institution for Savings's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 22% in 3 years; of every extra $100 of sales, $90 became extra profit. Higher than 91% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$90Sales grew 22% in 3 years; of every extra $100 of sales, $90 became extra profit.
Higher than 91% of Financial Services companies in United States.
Asset Productivity Ratio
+22% / +8%In 3 years sales changed by +22% while total assets changed by +8%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Hingham Institution for Savings owes $0.89 for every $1 it owns. Net profit rose 94% in the year to Dec 2025, and grew 13% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
10.1Investors pay $10.1 for every $1 of Hingham Institution for Savings' yearly profit, lower than 78% of Financial Services companies in United States.
P/B ratio
1.31The share price is 1.31 times Hingham Institution for Savings' book value per share, higher than 53% of Financial Services companies in United States.
Market cap
$665 MThe total market value of all of Hingham Institution for Savings' shares at today's price (share price × number of shares), smaller than 52% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$507 MWhat Hingham Institution for Savings would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$230.94Net worth divided by the number of shares. The share price of $302.79 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
12.6%Hingham Institution for Savings earned 12.6% on its shareholders' money over the last year, higher than 63% of Financial Services companies in United States.
Owes vs Owns
0.89×Hingham Institution for Savings owes $0.89 for every $1 it owns (high), higher than 72% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
0.85%Hingham Institution for Savings pays 0.85% of its share price as dividends a year, lower than 92% of dividend-paying Financial Services companies in United States.
Revenue growth
+58%Revenue rose 58% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Profit growth
+94%Net profit rose 94% in the year to Dec 2025, and grew 13% a year on average over 3 years.
Profit margin
52.3%Hingham Institution for Savings keeps $52 of every $100 of revenue as net profit.
Questions
What is Hingham Institution for Savings' P/E ratio?
Investors pay $10.1 for every $1 of Hingham Institution for Savings' yearly profit, lower than 78% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Hingham Institution for Savings: $665 M ÷ $507 M (30 Jun 2026) = 1.3.
What is Hingham Institution for Savings' return on equity?
Hingham Institution for Savings earned 12.6% on its shareholders' money over the last year, higher than 63% of Financial Services companies in United States.
How much does Hingham Institution for Savings owe compared with what it owns?
Hingham Institution for Savings owes $0.89 for every $1 it owns (high), higher than 72% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Hingham Institution for Savings pay a dividend?
Yes. Hingham Institution for Savings pays 0.85% of its share price as dividends a year, lower than 92% of dividend-paying Financial Services companies in United States.
Is Hingham Institution for Savings' revenue growing?
Revenue rose 58% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.