HCI Group, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from HCI Group, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 96% of Financial Services companies in United States.
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 92% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 94% of Financial Services companies in United States.
Growth Efficiency Ratio
$87Sales grew 83% in 3 years; of every extra $100 of sales, $87 became extra profit.
Higher than 90% of Financial Services companies in United States.
Asset Productivity Ratio
+83% / +40%In 3 years sales changed by +83% while total assets changed by +40%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 92% of Financial Services companies in United States.
Tangible Net Worth Ratio
100%Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 96% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
HCI Group, Inc. owes $0.55 for every $1 it owns. Net profit rose 172% in the year to Dec 2025.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
8.9Investors pay $8.9 for every $1 of HCI Group, Inc.'s yearly profit, lower than 83% of Financial Services companies in United States.
P/B ratio
2.38The share price is 2.38 times HCI Group, Inc.'s book value per share, higher than 84% of Financial Services companies in United States.
Market cap
$2.6 BThe total market value of all of HCI Group, Inc.'s shares at today's price (share price × number of shares), larger than 70% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$1.1 BWhat HCI Group, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$86.82Net worth divided by the number of shares. The share price of $206.68 is 2.4 times this, which is the P/B above.
Return on equity (ROE)
35.0%HCI Group, Inc. earned 35.0% on its shareholders' money over the last year, higher than 96% of Financial Services companies in United States.
Owes vs Owns
0.55×HCI Group, Inc. owes $0.55 for every $1 it owns (moderate), lower than 68% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
0.78%HCI Group, Inc. pays 0.78% of its share price as dividends a year, lower than 93% of dividend-paying Financial Services companies in United States.
Revenue growth
+20%Revenue rose 20% in the year to Dec 2025, and grew 22% a year on average over 3 years.
Profit growth
+172%Net profit rose 172% in the year to Dec 2025.
Profit margin
33.2%HCI Group, Inc. keeps $33 of every $100 of revenue as net profit.
Questions
What is HCI Group, Inc.'s P/E ratio?
Investors pay $8.9 for every $1 of HCI Group, Inc.'s yearly profit, lower than 83% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For HCI Group, Inc.: $2.6 B ÷ $1.1 B (30 Jun 2026) = 2.4.
What is HCI Group, Inc.'s return on equity?
HCI Group, Inc. earned 35.0% on its shareholders' money over the last year, higher than 96% of Financial Services companies in United States.
How much does HCI Group, Inc. owe compared with what it owns?
HCI Group, Inc. owes $0.55 for every $1 it owns (moderate), lower than 68% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does HCI Group, Inc. pay a dividend?
Yes. HCI Group, Inc. pays 0.78% of its share price as dividends a year, lower than 93% of dividend-paying Financial Services companies in United States.
Is HCI Group, Inc.'s revenue growing?
Revenue rose 20% in the year to Dec 2025, and grew 22% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.