Huntington Bancshares Incorporated
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Huntington Bancshares Incorporated's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 1/3Sales grew in 3 of the last 3 years; profit grew in 1 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
−$3Sales grew 12% in 3 years, but profit fell: $3 less profit per $100 of extra sales.
Lower than 78% of Financial Services companies in United States.
Asset Productivity Ratio
+12% / +23%In 3 years sales changed by +12% while total assets changed by +23%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
97%Of every $100 the company owns, $97 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 61% of Financial Services companies in United States.
Tangible Net Worth Ratio
72%Of every $100 of net worth, $72 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 68% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Huntington Bancshares Incorporated owes $0.89 for every $1 it owns. Net profit rose 14% in the year to Dec 2025, and shrank 0% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.1Investors pay $12.1 for every $1 of Huntington Bancshares Incorporated's yearly profit, lower than 56% of Financial Services companies in United States.
P/B ratio
0.97The share price is 0.97 times Huntington Bancshares Incorporated's book value per share, lower than 73% of Financial Services companies in United States.
Market cap
$31.8 BThe total market value of all of Huntington Bancshares Incorporated's shares at today's price (share price × number of shares), larger than 94% of Financial Services companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$32.6 BWhat Huntington Bancshares Incorporated would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$16.15Net worth divided by the number of shares. The share price of $15.73 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
9.2%Huntington Bancshares Incorporated earned 9.2% on its shareholders' money over the last year, lower than 60% of Financial Services companies in United States.
Owes vs Owns
0.89×Huntington Bancshares Incorporated owes $0.89 for every $1 it owns (high), higher than 68% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.96%Huntington Bancshares Incorporated pays 3.96% of its share price as dividends a year, higher than 68% of dividend-paying Financial Services companies in United States.
Revenue growth
+10%Revenue rose 10% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Profit growth
+14%Net profit rose 14% in the year to Dec 2025, and shrank 0% a year on average over 3 years.
Profit margin
27.2%Huntington Bancshares Incorporated keeps $27 of every $100 of revenue as net profit.
Questions
What is Huntington Bancshares Incorporated's P/E ratio?
Investors pay $12.1 for every $1 of Huntington Bancshares Incorporated's yearly profit, lower than 56% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Huntington Bancshares Incorporated: $31.8 B ÷ $32.6 B (30 Jun 2026) = 1.0.
What is Huntington Bancshares Incorporated's return on equity?
Huntington Bancshares Incorporated earned 9.2% on its shareholders' money over the last year, lower than 60% of Financial Services companies in United States.
How much does Huntington Bancshares Incorporated owe compared with what it owns?
Huntington Bancshares Incorporated owes $0.89 for every $1 it owns (high), higher than 68% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Huntington Bancshares Incorporated pay a dividend?
Yes. Huntington Bancshares Incorporated pays 3.96% of its share price as dividends a year, higher than 68% of dividend-paying Financial Services companies in United States.
Is Huntington Bancshares Incorporated's revenue growing?
Revenue rose 10% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.