Guidewire Software, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Guidewire Software, Inc.'s yearly results (2023–2026), compared with Technology companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 93% of Technology companies in United States.
- Profit Cash Ratio: Over the last 3 years, every $100 of reported profit came with $437 of operating cash. Higher than 92% of Technology companies in United States.
- Self-Funding Ratio: Over the last 3 years its own operating cash covered its investment spending (capex) 12.7 times. Higher than 85% of Technology companies in United States.
Where $100 of sales goes
Latest year (Jul 2026). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
$437Over the last 3 years, every $100 of reported profit came with $437 of operating cash.
Higher than 92% of Technology companies in United States.
Self-Funding Ratio
12.7×Over the last 3 years its own operating cash covered its investment spending (capex) 12.7 times.
Higher than 85% of Technology companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 93% of Technology companies in United States.
Growth Efficiency Ratio
$44Sales grew 63% in 3 years; of every extra $100 of sales, $44 became extra profit.
Higher than 69% of Technology companies in United States.
Asset Productivity Ratio
+63% / +27%In 3 years sales changed by +63% while total assets changed by +27%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
33.3×Debt due within a year is covered 33.3 times by its yearly operating cash.
Higher than 84% of Technology companies in United States.
Cash Cushion Ratio
+0%Cash, after subtracting all debt, equals 0% of its market value (net cash).
Lower than 51% of Technology companies in United States.
Tangible Assets Ratio
83%Of every $100 the company owns, $83 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 59% of Technology companies in United States.
Tangible Net Worth Ratio
63%Of every $100 of net worth, $63 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 59% of Technology companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
Guidewire Software, Inc. owes $0.54 for every $1 it owns. Net profit rose 100% in the year to Jul 2026.
Compared with Technology companies in United States · latest annual results Jul 2026.
P/E ratio
116.3Investors pay $116.3 for every $1 of Guidewire Software, Inc.'s yearly profit, higher than 90% of Technology companies in United States.
P/B ratio
13.03The share price is 13.03 times Guidewire Software, Inc.'s book value per share, higher than 89% of Technology companies in United States.
Market cap
$15.5 BThe total market value of all of Guidewire Software, Inc.'s shares at today's price (share price × number of shares), larger than 83% of Technology companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$1.2 BWhat Guidewire Software, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Jul 2026).
Book value per share
$14.56Net worth divided by the number of shares. The share price of $189.64 is 13.0 times this, which is the P/B above.
Return on equity (ROE)
10.5%Guidewire Software, Inc. earned 10.5% on its shareholders' money over the last year, higher than 65% of Technology companies in United States.
Owes vs Owns
0.54×Guidewire Software, Inc. owes $0.54 for every $1 it owns (moderate), higher than 58% of Technology companies in United States.
Dividend yield
NoneGuidewire Software, Inc. does not currently pay a dividend.
Revenue growth
+23%Revenue rose 23% in the year to Jul 2026, and grew 18% a year on average over 3 years.
Profit growth
+100%Net profit rose 100% in the year to Jul 2026.
Profit margin
9.4%Guidewire Software, Inc. keeps $9 of every $100 of revenue as net profit.
Cash quality
2.8×Cash from Guidewire Software, Inc.'s business was 2.8× its reported profit in the year to Jul 2026 — its profit turned into cash.
Interest cover
11.2×Guidewire Software, Inc.'s operating profit covered its interest costs 11.2 times in the year to Jul 2026.
Cash vs debt
Net cashGuidewire Software, Inc. held $38 M more cash than debt (net cash) at Jul 2026.
Questions
What is Guidewire Software, Inc.'s P/E ratio?
Investors pay $116.3 for every $1 of Guidewire Software, Inc.'s yearly profit, higher than 90% of Technology companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Guidewire Software, Inc.: $15.5 B ÷ $1.2 B (31 Jul 2026) = 13.0.
What is Guidewire Software, Inc.'s return on equity?
Guidewire Software, Inc. earned 10.5% on its shareholders' money over the last year, higher than 65% of Technology companies in United States.
How much does Guidewire Software, Inc. owe compared with what it owns?
Guidewire Software, Inc. owes $0.54 for every $1 it owns (moderate), higher than 58% of Technology companies in United States.
Does Guidewire Software, Inc. pay a dividend?
No. Guidewire Software, Inc. does not currently pay a dividend.
Is Guidewire Software, Inc.'s revenue growing?
Revenue rose 23% in the year to Jul 2026, and grew 18% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.