Granite Point Mortgage Trust Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Granite Point Mortgage Trust Inc.'s yearly results (2022–2025), compared with Real Estate companies in United States. Tap ? on any ratio for what it means.
What stands out
- Cash Cushion Ratio: Debt, after subtracting cash, is 28.7 times its market value (net debt). Lower than 96% of Real Estate companies in United States.
- Debt Due Cover Ratio: Debt due within a year is covered 0.0 times by its yearly operating cash. Lower than 85% of Real Estate companies in United States.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
—Data incomplete
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 67% of Real Estate companies in United States.
Growth Efficiency Ratio
—Sales fell 44%
Sales fell 44% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-44% / -49%In 3 years sales changed by -44% while total assets changed by -49%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
0.0×Debt due within a year is covered 0.0 times by its yearly operating cash.
Lower than 85% of Real Estate companies in United States.
Cash Cushion Ratio
28.7× debtDebt, after subtracting cash, is 28.7 times its market value (net debt).
Lower than 96% of Real Estate companies in United States.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (12)
Granite Point Mortgage Trust Inc. made a loss over the last year. Granite Point Mortgage Trust Inc. owes $0.67 for every $1 it owns. Granite Point Mortgage Trust Inc. made a loss in each of the last two years.
Compared with Real Estate companies in United States · latest annual results Dec 2025.
P/E ratio
LossGranite Point Mortgage Trust Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.05The share price is 0.05 times Granite Point Mortgage Trust Inc.'s book value per share, lower than almost all Real Estate companies in United States.
Market cap
$23 MThe total market value of all of Granite Point Mortgage Trust Inc.'s shares at today's price (share price × number of shares), smaller than 91% of Real Estate companies in United States. PosiCap size class: Micro Cap.
Net worth (book value)
$480 MWhat Granite Point Mortgage Trust Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$99.66Net worth divided by the number of shares. The share price of $4.82 is 0.0 times this, which is the P/B above.
Return on equity (ROE)
-15.3%Granite Point Mortgage Trust Inc. lost 15.3% of its shareholders' money over the last year, lower than 88% of Real Estate companies in United States.
Owes vs Owns
0.67×Granite Point Mortgage Trust Inc. owes $0.67 for every $1 it owns (moderate), higher than 66% of Real Estate companies in United States.
Dividend yield
8.46%Granite Point Mortgage Trust Inc. pays 8.46% of its share price as dividends a year, higher than 74% of dividend-paying Real Estate companies in United States.
Revenue growth
+11%Revenue rose 11% in the year to Dec 2025, and shrank 17% a year on average over 3 years.
Profit growth
LossGranite Point Mortgage Trust Inc. made a loss in each of the last two years.
Profit margin
-93.3%Granite Point Mortgage Trust Inc. lost $93 for every $100 of revenue.
Cash vs debt
Net debtGranite Point Mortgage Trust Inc. had $667 M more debt than cash (net debt) at Dec 2025.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Granite Point Mortgage Trust Inc.: $23 M ÷ $480 M (30 Jun 2026) = 0.0.
What is Granite Point Mortgage Trust Inc.'s return on equity?
Granite Point Mortgage Trust Inc. lost 15.3% of its shareholders' money over the last year, lower than 88% of Real Estate companies in United States.
How much does Granite Point Mortgage Trust Inc. owe compared with what it owns?
Granite Point Mortgage Trust Inc. owes $0.67 for every $1 it owns (moderate), higher than 66% of Real Estate companies in United States.
Does Granite Point Mortgage Trust Inc. pay a dividend?
Yes. Granite Point Mortgage Trust Inc. pays 8.46% of its share price as dividends a year, higher than 74% of dividend-paying Real Estate companies in United States.
Is Granite Point Mortgage Trust Inc.'s revenue growing?
Revenue rose 11% in the year to Dec 2025, and shrank 17% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.