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PosiFunda · Fundamentals

Go Digit General Insurance Limited

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Go Digit General Insurance Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

3/3 · 3/3

Sales and profit both grew in each of the last 3 years.

Steadier than 83% of Financial Services companies in India.

Growth Efficiency Ratio

₹11

Sales grew 76% in 3 years; of every extra ₹100 of sales, ₹11 became extra profit.

Lower than 67% of Financial Services companies in India.

Asset Productivity Ratio

+76% / +73%

In 3 years sales changed by +76% while total assets changed by +73%. Both moved at about the same pace.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

100%

Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

More tangible than 84% of Financial Services companies in India.

Tangible Net Worth Ratio

100%

Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

More tangible than 83% of Financial Services companies in India.

Shareholders

Shareholder Slice Ratio

+1%

Share count rose 1% in 3 years, so each share's slice of the company became smaller.

Bigger rise in share count than 54% of Financial Services companies in India.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

Go Digit General Insurance Limited owes ₹0.81 for every ₹1 it owns. Net profit rose 28% in the year to Mar 2026, and grew 148% a year on average over 3 years.

Compared with Financial Services companies in India · latest annual results Mar 2026.

P/E ratio

51.1

Investors pay ₹51.1 for every ₹1 of Go Digit General Insurance Limited's yearly profit, higher than 91% of Financial Services companies in India.

P/B ratio

5.36

The share price is 5.36 times Go Digit General Insurance Limited's book value per share, higher than 88% of Financial Services companies in India.

Market cap

₹25,109 Cr

The total market value of all of Go Digit General Insurance Limited's shares at today's price (share price × number of shares), larger than 68% of Financial Services companies in India. PosiCap size class: Meso Cap.

Net worth (book value)

₹4,686 Cr

What Go Digit General Insurance Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).

Book value per share

₹50.69

Net worth divided by the number of shares. The share price of ₹271.60 is 5.4 times this, which is the P/B above.

Return on equity (ROE)

10.5%

Go Digit General Insurance Limited earned 10.5% on its shareholders' money over the last year, lower than 56% of Financial Services companies in India.

Owes vs Owns

0.81×

Go Digit General Insurance Limited owes ₹0.81 for every ₹1 it owns (high), higher than 69% of Financial Services companies in India. Banks and lenders usually show higher figures.

Dividend yield

None

Go Digit General Insurance Limited does not currently pay a dividend.

Revenue growth

+9%

Revenue rose 9% in the year to Mar 2026, and grew 21% a year on average over 3 years.

Profit growth

+28%

Net profit rose 28% in the year to Mar 2026, and grew 148% a year on average over 3 years.

Profit margin

5.1%

Go Digit General Insurance Limited keeps ₹5 of every ₹100 of revenue as net profit.

Questions

What is Go Digit General Insurance Limited's P/E ratio?

Investors pay ₹51.1 for every ₹1 of Go Digit General Insurance Limited's yearly profit, higher than 91% of Financial Services companies in India.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Go Digit General Insurance Limited: ₹25,109 Cr ÷ ₹4,686 Cr (31 Mar 2026) = 5.4.

What is Go Digit General Insurance Limited's return on equity?

Go Digit General Insurance Limited earned 10.5% on its shareholders' money over the last year, lower than 56% of Financial Services companies in India.

How much does Go Digit General Insurance Limited owe compared with what it owns?

Go Digit General Insurance Limited owes ₹0.81 for every ₹1 it owns (high), higher than 69% of Financial Services companies in India. Banks and lenders usually show higher figures.

Does Go Digit General Insurance Limited pay a dividend?

No. Go Digit General Insurance Limited does not currently pay a dividend.

Is Go Digit General Insurance Limited's revenue growing?

Revenue rose 9% in the year to Mar 2026, and grew 21% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.