Genworth Financial, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Genworth Financial, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 0 of the last 3 years; profit grew in 1 of 3. Less steady than 98% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 88% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $98 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 86% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
0/3 · 1/3Sales grew in 0 of the last 3 years; profit grew in 1 of 3.
Less steady than 98% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by -4% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
-4% / -2%In 3 years sales changed by -4% while total assets changed by -2%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 88% of Financial Services companies in United States.
Tangible Net Worth Ratio
98%Of every $100 of net worth, $98 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 86% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Genworth Financial, Inc. owes $0.89 for every $1 it owns. Net profit fell 25% in the year to Dec 2025, and shrank 38% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
17.9Investors pay $17.9 for every $1 of Genworth Financial, Inc.'s yearly profit, higher than 71% of Financial Services companies in United States.
P/B ratio
0.39The share price is 0.39 times Genworth Financial, Inc.'s book value per share, lower than 98% of Financial Services companies in United States.
Market cap
$3.4 BThe total market value of all of Genworth Financial, Inc.'s shares at today's price (share price × number of shares), larger than 74% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$8.7 BWhat Genworth Financial, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$23.10Net worth divided by the number of shares. The share price of $8.94 is 0.4 times this, which is the P/B above.
Return on equity (ROE)
3.4%Genworth Financial, Inc. earned 3.4% on its shareholders' money over the last year, lower than 79% of Financial Services companies in United States.
Owes vs Owns
0.89×Genworth Financial, Inc. owes $0.89 for every $1 it owns (high), higher than 71% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneGenworth Financial, Inc. does not currently pay a dividend.
Revenue growth
-1%Revenue fell 1% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Profit growth
-25%Net profit fell 25% in the year to Dec 2025, and shrank 38% a year on average over 3 years.
Profit margin
3.1%Genworth Financial, Inc. keeps $3 of every $100 of revenue as net profit.
Questions
What is Genworth Financial, Inc.'s P/E ratio?
Investors pay $17.9 for every $1 of Genworth Financial, Inc.'s yearly profit, higher than 71% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Genworth Financial, Inc.: $3.4 B ÷ $8.7 B (30 Jun 2026) = 0.4.
What is Genworth Financial, Inc.'s return on equity?
Genworth Financial, Inc. earned 3.4% on its shareholders' money over the last year, lower than 79% of Financial Services companies in United States.
How much does Genworth Financial, Inc. owe compared with what it owns?
Genworth Financial, Inc. owes $0.89 for every $1 it owns (high), higher than 71% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Genworth Financial, Inc. pay a dividend?
No. Genworth Financial, Inc. does not currently pay a dividend.
Is Genworth Financial, Inc.'s revenue growing?
Revenue fell 1% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.