General Insurance Corporation of India
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from General Insurance Corporation of India's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Less steady than 66% of Financial Services companies in India.
Growth Efficiency Ratio
₹43Sales grew 13% in 3 years; of every extra ₹100 of sales, ₹43 became extra profit.
Higher than 69% of Financial Services companies in India.
Asset Productivity Ratio
+13% / +26%In 3 years sales changed by +13% while total assets changed by +26%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 73% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 76% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
General Insurance Corporation of India owes ₹0.66 for every ₹1 it owns. Net profit rose 30% in the year to Mar 2026, and grew 12% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
6.3Investors pay ₹6.3 for every ₹1 of General Insurance Corporation of India's yearly profit, lower than 88% of Financial Services companies in India.
P/B ratio
0.76The share price is 0.76 times General Insurance Corporation of India's book value per share, lower than 80% of Financial Services companies in India.
Market cap
₹56,079 CrThe total market value of all of General Insurance Corporation of India's shares at today's price (share price × number of shares), larger than 81% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹74,118 CrWhat General Insurance Corporation of India would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
₹422.47Net worth divided by the number of shares. The share price of ₹319.65 is 0.8 times this, which is the P/B above.
Return on equity (ROE)
9.1%General Insurance Corporation of India earned 9.1% on its shareholders' money over the last year, lower than 61% of Financial Services companies in India.
Owes vs Owns
0.66×General Insurance Corporation of India owes ₹0.66 for every ₹1 it owns (moderate), higher than 50% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
4.24%General Insurance Corporation of India pays 4.24% of its share price as dividends a year, higher than 95% of dividend-paying Financial Services companies in India.
Revenue growth
+8%Revenue rose 8% in the year to Mar 2026, and grew 4% a year on average over 3 years.
Profit growth
+30%Net profit rose 30% in the year to Mar 2026, and grew 12% a year on average over 3 years.
Profit margin
17.6%General Insurance Corporation of India keeps ₹18 of every ₹100 of revenue as net profit.
Questions
What is General Insurance Corporation of India's P/E ratio?
Investors pay ₹6.3 for every ₹1 of General Insurance Corporation of India's yearly profit, lower than 88% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For General Insurance Corporation of India: ₹56,079 Cr ÷ ₹74,118 Cr (30 Jun 2026) = 0.8.
What is General Insurance Corporation of India's return on equity?
General Insurance Corporation of India earned 9.1% on its shareholders' money over the last year, lower than 61% of Financial Services companies in India.
How much does General Insurance Corporation of India owe compared with what it owns?
General Insurance Corporation of India owes ₹0.66 for every ₹1 it owns (moderate), higher than 50% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does General Insurance Corporation of India pay a dividend?
Yes. General Insurance Corporation of India pays 4.24% of its share price as dividends a year, higher than 95% of dividend-paying Financial Services companies in India.
Is General Insurance Corporation of India's revenue growing?
Revenue rose 8% in the year to Mar 2026, and grew 4% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.