Go Deep
GIC Housing Finance Limited
GIC Housing Finance Limited Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 18,299 | 4.3 | 0.32 | 4.33 | 126.66 |
GIC Housing Finance Limited Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 2,652,800,000.0 | 2,706,800,000.0 | 2,684,600,000.0 | 2,661,700,000.0 |
| Net Profit | 100,800,000.0 | 536,800,000.0 | 436,900,000.0 | 500,300,000.0 |
| EPS | 1.9 | 10.0 | 8.1 | 9.3 |
GIC Housing Finance Limited Revenue & Profit: Last 5 Years
| Line Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
| Revenue | 10,521,900,000.0 | 10,372,600,000.0 | 10,313,500,000.0 | 10,851,700,000.0 | — |
| Net Profit | 1,548,200,000.0 | 1,604,200,000.0 | 1,513,500,000.0 | 2,132,500,000.0 | — |
| EPS | 28.8 | 29.8 | 28.1 | 39.6 | — |
GIC Housing Finance Limited Balance Sheet
| Line Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
| Total Assets | 112,989,800,000.0 | 107,753,800,000.0 | 104,705,600,000.0 | 109,201,700,000.0 | — |
| Total Liabilities | 91,925,800,000.0 | 88,105,300,000.0 | 86,417,300,000.0 | 92,208,700,000.0 | — |
| Total Equity | 21,064,000,000.0 | 19,648,500,000.0 | 18,288,300,000.0 | 16,993,000,000.0 | — |
Owes vs Owns
GIC Housing Finance Limited owed ₹0.81 for every ₹1 it owned in Mar 2026, down from ₹0.84 in Mar 2023.
| Period | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Owes vs Owns | 0.81× | 0.82× | 0.83× | 0.84× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
GIC Housing Finance Limited Assets & Liabilities Breakdown (₹ Cr)
What it owns — Mar 2026
Cash & short-term investments 1.7%Fixed assets (tangible) 0.6%Long-term investments 0.6%Other assets 97.0%
How it's funded — Mar 2026
Short-term debt 30.6%Long-term debt 49.5%Other liabilities 1.0%Shareholders' equity 18.6%
| Line Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 188.1 | 258.3 | 124.3 | 244.6 |
| Receivables | 0.5 | 0.2 | 0.4 | 0.3 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 68.1 | 24.3 | 22.8 | 25.8 |
| Intangible assets | 16.9 | 13.8 | 31.2 | 35.2 |
| Long-term investments | 70.8 | 57.2 | 86.5 | 75.9 |
| Other assets | 10,954.5 | 10,421.6 | 10,205.3 | 10,538.4 |
| Liabilities & equity | ||||
| Short-term debt | 3,462.9 | 3,100.2 | 3,020.1 | 3,497.6 |
| Long-term debt | 5,587.5 | 5,627.1 | 5,543.1 | 5,645.1 |
| Payables | 31.5 | 22.3 | 21.6 | 22.6 |
| Other liabilities | 110.6 | 60.9 | 56.8 | 55.5 |
| Shareholders' equity | 2,106.4 | 1,964.8 | 1,828.8 | 1,699.3 |
| Net tangible assets | 2,089.5 | 1,951.0 | 1,797.6 | 1,664.1 |
GIC Housing Finance Limited Cash Flow
| Line Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
| Operating Activities | -3,201,000,000.0 | -175,300,000.0 | 5,220,500,000.0 | 10,431,500,000.0 | — |
| Investing Activities | 517,400,000.0 | -870,200,000.0 | 635,000,000.0 | -2,128,500,000.0 | — |
| Financing Activities | 2,546,600,000.0 | 1,224,500,000.0 | -6,193,900,000.0 | -12,383,600,000.0 | — |