Green Dot Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Green Dot Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 44% in 3 years, but profit fell: $26 less profit per $100 of extra sales. Lower than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 0/3Sales grew in 3 of the last 3 years; profit grew in 0 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
−$26Sales grew 44% in 3 years, but profit fell: $26 less profit per $100 of extra sales.
Lower than 88% of Financial Services companies in United States.
Asset Productivity Ratio
+44% / +25%In 3 years sales changed by +44% while total assets changed by +25%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
94%Of every $100 the company owns, $94 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 77% of Financial Services companies in United States.
Tangible Net Worth Ratio
58%Of every $100 of net worth, $58 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 81% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Green Dot Corporation made a loss over the last year. Green Dot Corporation owes $0.85 for every $1 it owns. Green Dot Corporation made a loss in each of the last two years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
LossGreen Dot Corporation made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.75The share price is 0.75 times Green Dot Corporation's book value per share, lower than 89% of Financial Services companies in United States.
Market cap
$704 MThe total market value of all of Green Dot Corporation's shares at today's price (share price × number of shares), smaller than 51% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$939 MWhat Green Dot Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$16.49Net worth divided by the number of shares. The share price of $12.36 is 0.7 times this, which is the P/B above.
Return on equity (ROE)
-2.8%Green Dot Corporation lost 2.8% of its shareholders' money over the last year, lower than 88% of Financial Services companies in United States.
Owes vs Owns
0.85×Green Dot Corporation owes $0.85 for every $1 it owns (high), higher than 53% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneGreen Dot Corporation does not currently pay a dividend.
Revenue growth
+21%Revenue rose 21% in the year to Dec 2025, and grew 13% a year on average over 3 years.
Profit growth
LossGreen Dot Corporation made a loss in each of the last two years.
Profit margin
-4.8%Green Dot Corporation lost $5 for every $100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Green Dot Corporation: $704 M ÷ $939 M (30 Jun 2026) = 0.7.
What is Green Dot Corporation's return on equity?
Green Dot Corporation lost 2.8% of its shareholders' money over the last year, lower than 88% of Financial Services companies in United States.
How much does Green Dot Corporation owe compared with what it owns?
Green Dot Corporation owes $0.85 for every $1 it owns (high), higher than 53% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Green Dot Corporation pay a dividend?
No. Green Dot Corporation does not currently pay a dividend.
Is Green Dot Corporation's revenue growing?
Revenue rose 21% in the year to Dec 2025, and grew 13% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.