Greene County Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Greene County Bancorp, Inc.'s yearly results (2023–2026), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$53Sales grew 26% in 3 years; of every extra $100 of sales, $53 became extra profit.
Higher than 80% of Financial Services companies in United States.
Asset Productivity Ratio
+26% / +18%In 3 years sales changed by +26% while total assets changed by +18%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Greene County Bancorp, Inc. owes $0.91 for every $1 it owns. Net profit rose 32% in the year to Jun 2026, and grew 10% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Jun 2026.
P/E ratio
14.9Investors pay $14.9 for every $1 of Greene County Bancorp, Inc.'s yearly profit, higher than 64% of Financial Services companies in United States.
P/B ratio
2.21The share price is 2.21 times Greene County Bancorp, Inc.'s book value per share, higher than 82% of Financial Services companies in United States.
Market cap
$613 MThe total market value of all of Greene County Bancorp, Inc.'s shares at today's price (share price × number of shares), smaller than 53% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$278 MWhat Greene County Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$16.32Net worth divided by the number of shares. The share price of $36.01 is 2.2 times this, which is the P/B above.
Return on equity (ROE)
15.9%Greene County Bancorp, Inc. earned 15.9% on its shareholders' money over the last year, higher than 77% of Financial Services companies in United States.
Owes vs Owns
0.91×Greene County Bancorp, Inc. owes $0.91 for every $1 it owns (high), higher than 87% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.27%Greene County Bancorp, Inc. pays 1.27% of its share price as dividends a year, lower than 84% of dividend-paying Financial Services companies in United States.
Revenue growth
+23%Revenue rose 23% in the year to Jun 2026, and grew 8% a year on average over 3 years.
Profit growth
+32%Net profit rose 32% in the year to Jun 2026, and grew 10% a year on average over 3 years.
Profit margin
44.3%Greene County Bancorp, Inc. keeps $44 of every $100 of revenue as net profit.
Questions
What is Greene County Bancorp, Inc.'s P/E ratio?
Investors pay $14.9 for every $1 of Greene County Bancorp, Inc.'s yearly profit, higher than 64% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Greene County Bancorp, Inc.: $613 M ÷ $278 M (30 Jun 2026) = 2.2.
What is Greene County Bancorp, Inc.'s return on equity?
Greene County Bancorp, Inc. earned 15.9% on its shareholders' money over the last year, higher than 77% of Financial Services companies in United States.
How much does Greene County Bancorp, Inc. owe compared with what it owns?
Greene County Bancorp, Inc. owes $0.91 for every $1 it owns (high), higher than 87% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Greene County Bancorp, Inc. pay a dividend?
Yes. Greene County Bancorp, Inc. pays 1.27% of its share price as dividends a year, lower than 84% of dividend-paying Financial Services companies in United States.
Is Greene County Bancorp, Inc.'s revenue growing?
Revenue rose 23% in the year to Jun 2026, and grew 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.