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PosiFunda · Fundamentals

GBank Financial Holdings Inc.

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from GBank Financial Holdings Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.

What stands out

  • Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

3/3 · 3/3

Sales and profit both grew in each of the last 3 years.

Steadier than 94% of Financial Services companies in United States.

Growth Efficiency Ratio

$31

Sales grew 77% in 3 years; of every extra $100 of sales, $31 became extra profit.

Higher than 58% of Financial Services companies in United States.

Asset Productivity Ratio

+77% / +100%

In 3 years sales changed by +77% while total assets changed by +100%. Assets grew faster than sales.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

99%

Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

More tangible than 74% of Financial Services companies in United States.

Tangible Net Worth Ratio

93%

Of every $100 of net worth, $93 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

More tangible than 72% of Financial Services companies in United States.

Shareholders

Shareholder Slice Ratio

+13%

Share count rose 13% in 3 years, so each share's slice of the company became smaller.

Bigger rise in share count than 72% of Financial Services companies in United States.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

GBank Financial Holdings Inc. owes $0.88 for every $1 it owns. Net profit rose 12% in the year to Dec 2025, and grew 24% a year on average over 3 years.

Compared with Financial Services companies in United States · latest annual results Dec 2025.

P/E ratio

13.6

Investors pay $13.6 for every $1 of GBank Financial Holdings Inc.'s yearly profit, higher than 57% of Financial Services companies in United States.

P/B ratio

1.46

The share price is 1.46 times GBank Financial Holdings Inc.'s book value per share, higher than 65% of Financial Services companies in United States.

Market cap

$252 M

The total market value of all of GBank Financial Holdings Inc.'s shares at today's price (share price × number of shares), smaller than 78% of Financial Services companies in United States. PosiCap size class: Mini Cap.

Net worth (book value)

$173 M

What GBank Financial Holdings Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

$11.90

Net worth divided by the number of shares. The share price of $17.37 is 1.5 times this, which is the P/B above.

Return on equity (ROE)

11.4%

GBank Financial Holdings Inc. earned 11.4% on its shareholders' money over the last year, higher than 56% of Financial Services companies in United States.

Owes vs Owns

0.88×

GBank Financial Holdings Inc. owes $0.88 for every $1 it owns (high), higher than 64% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Dividend yield

None

GBank Financial Holdings Inc. does not currently pay a dividend.

Revenue growth

+22%

Revenue rose 22% in the year to Dec 2025, and grew 21% a year on average over 3 years.

Profit growth

+12%

Net profit rose 12% in the year to Dec 2025, and grew 24% a year on average over 3 years.

Profit margin

28.3%

GBank Financial Holdings Inc. keeps $28 of every $100 of revenue as net profit.

Questions

What is GBank Financial Holdings Inc.'s P/E ratio?

Investors pay $13.6 for every $1 of GBank Financial Holdings Inc.'s yearly profit, higher than 57% of Financial Services companies in United States.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For GBank Financial Holdings Inc.: $252 M ÷ $173 M (30 Jun 2026) = 1.5.

What is GBank Financial Holdings Inc.'s return on equity?

GBank Financial Holdings Inc. earned 11.4% on its shareholders' money over the last year, higher than 56% of Financial Services companies in United States.

How much does GBank Financial Holdings Inc. owe compared with what it owns?

GBank Financial Holdings Inc. owes $0.88 for every $1 it owns (high), higher than 64% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Does GBank Financial Holdings Inc. pay a dividend?

No. GBank Financial Holdings Inc. does not currently pay a dividend.

Is GBank Financial Holdings Inc.'s revenue growing?

Revenue rose 22% in the year to Dec 2025, and grew 21% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.