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PosiFunda · Fundamentals

Glacier Bancorp, Inc.

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Glacier Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.

What stands out

  • Growth Efficiency Ratio: Sales grew 13% in 3 years, but profit fell: $57 less profit per $100 of extra sales. Lower than 91% of Financial Services companies in United States.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

2/3 · 1/3

Sales grew in 2 of the last 3 years; profit grew in 1 of 3.

Less steady than 71% of Financial Services companies in United States.

Growth Efficiency Ratio

−$57

Sales grew 13% in 3 years, but profit fell: $57 less profit per $100 of extra sales.

Lower than 91% of Financial Services companies in United States.

Asset Productivity Ratio

+13% / +20%

In 3 years sales changed by +13% while total assets changed by +20%. Assets grew faster than sales.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

95%

Of every $100 the company owns, $95 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

Less tangible than 72% of Financial Services companies in United States.

Tangible Net Worth Ratio

65%

Of every $100 of net worth, $65 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

Less tangible than 76% of Financial Services companies in United States.

Shareholders

Shareholder Slice Ratio

+17%

Share count rose 17% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 70% of profit over the same period.

Bigger rise in share count than 77% of Financial Services companies in United States.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

Glacier Bancorp, Inc. owes $0.86 for every $1 it owns. Net profit rose 26% in the year to Dec 2025, and shrank 8% a year on average over 3 years.

Compared with Financial Services companies in United States · latest annual results Dec 2025.

P/E ratio

18.9

Investors pay $18.9 for every $1 of Glacier Bancorp, Inc.'s yearly profit, higher than 74% of Financial Services companies in United States.

P/B ratio

1.39

The share price is 1.39 times Glacier Bancorp, Inc.'s book value per share, higher than 60% of Financial Services companies in United States.

Market cap

$6.0 B

The total market value of all of Glacier Bancorp, Inc.'s shares at today's price (share price × number of shares), larger than 82% of Financial Services companies in United States. PosiCap size class: Meso Cap.

Net worth (book value)

$4.3 B

What Glacier Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

$33.12

Net worth divided by the number of shares. The share price of $45.99 is 1.4 times this, which is the P/B above.

Return on equity (ROE)

8.0%

Glacier Bancorp, Inc. earned 8.0% on its shareholders' money over the last year, lower than 65% of Financial Services companies in United States.

Owes vs Owns

0.86×

Glacier Bancorp, Inc. owes $0.86 for every $1 it owns (high), higher than 56% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Dividend yield

3.13%

Glacier Bancorp, Inc. pays 3.13% of its share price as dividends a year, higher than 56% of dividend-paying Financial Services companies in United States.

Revenue growth

+24%

Revenue rose 24% in the year to Dec 2025, and grew 4% a year on average over 3 years.

Profit growth

+26%

Net profit rose 26% in the year to Dec 2025, and shrank 8% a year on average over 3 years.

Profit margin

23.8%

Glacier Bancorp, Inc. keeps $24 of every $100 of revenue as net profit.

Questions

What is Glacier Bancorp, Inc.'s P/E ratio?

Investors pay $18.9 for every $1 of Glacier Bancorp, Inc.'s yearly profit, higher than 74% of Financial Services companies in United States.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Glacier Bancorp, Inc.: $6.0 B ÷ $4.3 B (30 Jun 2026) = 1.4.

What is Glacier Bancorp, Inc.'s return on equity?

Glacier Bancorp, Inc. earned 8.0% on its shareholders' money over the last year, lower than 65% of Financial Services companies in United States.

How much does Glacier Bancorp, Inc. owe compared with what it owns?

Glacier Bancorp, Inc. owes $0.86 for every $1 it owns (high), higher than 56% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Does Glacier Bancorp, Inc. pay a dividend?

Yes. Glacier Bancorp, Inc. pays 3.13% of its share price as dividends a year, higher than 56% of dividend-paying Financial Services companies in United States.

Is Glacier Bancorp, Inc.'s revenue growing?

Revenue rose 24% in the year to Dec 2025, and grew 4% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

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