First US Bancshares, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from First US Bancshares, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by +2% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
+2% / +16%In 3 years sales changed by +2% while total assets changed by +16%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 77% of Financial Services companies in United States.
Tangible Net Worth Ratio
93%Of every $100 of net worth, $93 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 71% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
First US Bancshares, Inc. owes $0.91 for every $1 it owns. Net profit fell 27% in the year to Dec 2025, and shrank 4% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.6Investors pay $12.6 for every $1 of First US Bancshares, Inc.'s yearly profit, higher than 51% of Financial Services companies in United States.
P/B ratio
0.88The share price is 0.88 times First US Bancshares, Inc.'s book value per share, lower than 80% of Financial Services companies in United States.
Market cap
$92 MThe total market value of all of First US Bancshares, Inc.'s shares at today's price (share price × number of shares), smaller than 91% of Financial Services companies in United States. PosiCap size class: Micro Cap.
Net worth (book value)
$104 MWhat First US Bancshares, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$18.94Net worth divided by the number of shares. The share price of $16.69 is 0.9 times this, which is the P/B above.
Return on equity (ROE)
7.5%First US Bancshares, Inc. earned 7.5% on its shareholders' money over the last year, lower than 67% of Financial Services companies in United States.
Owes vs Owns
0.91×First US Bancshares, Inc. owes $0.91 for every $1 it owns (high), higher than 86% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.71%First US Bancshares, Inc. pays 1.71% of its share price as dividends a year, lower than 77% of dividend-paying Financial Services companies in United States.
Revenue growth
+3%Revenue rose 3% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Profit growth
-27%Net profit fell 27% in the year to Dec 2025, and shrank 4% a year on average over 3 years.
Profit margin
14.6%First US Bancshares, Inc. keeps $15 of every $100 of revenue as net profit.
Questions
What is First US Bancshares, Inc.'s P/E ratio?
Investors pay $12.6 for every $1 of First US Bancshares, Inc.'s yearly profit, higher than 51% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For First US Bancshares, Inc.: $92 M ÷ $104 M (30 Jun 2026) = 0.9.
What is First US Bancshares, Inc.'s return on equity?
First US Bancshares, Inc. earned 7.5% on its shareholders' money over the last year, lower than 67% of Financial Services companies in United States.
How much does First US Bancshares, Inc. owe compared with what it owns?
First US Bancshares, Inc. owes $0.91 for every $1 it owns (high), higher than 86% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does First US Bancshares, Inc. pay a dividend?
Yes. First US Bancshares, Inc. pays 1.71% of its share price as dividends a year, lower than 77% of dividend-paying Financial Services companies in United States.
Is First US Bancshares, Inc.'s revenue growing?
Revenue rose 3% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.