Franklin Financial Services Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Franklin Financial Services Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 1/3Sales grew in 3 of the last 3 years; profit grew in 1 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$29Sales grew 34% in 3 years; of every extra $100 of sales, $29 became extra profit.
Higher than 55% of Financial Services companies in United States.
Asset Productivity Ratio
+34% / +32%In 3 years sales changed by +34% while total assets changed by +32%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 84% of Financial Services companies in United States.
Tangible Net Worth Ratio
95%Of every $100 of net worth, $95 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 77% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Franklin Financial Services Corporation owes $0.92 for every $1 it owns. Net profit rose 91% in the year to Dec 2025, and grew 12% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.6Investors pay $11.6 for every $1 of Franklin Financial Services Corporation's yearly profit, lower than 63% of Financial Services companies in United States.
P/B ratio
1.55The share price is 1.55 times Franklin Financial Services Corporation's book value per share, higher than 70% of Financial Services companies in United States.
Market cap
$286 MThe total market value of all of Franklin Financial Services Corporation's shares at today's price (share price × number of shares), smaller than 74% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$184 MWhat Franklin Financial Services Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$40.86Net worth divided by the number of shares. The share price of $63.50 is 1.6 times this, which is the P/B above.
Return on equity (ROE)
14.4%Franklin Financial Services Corporation earned 14.4% on its shareholders' money over the last year, higher than 73% of Financial Services companies in United States.
Owes vs Owns
0.92×Franklin Financial Services Corporation owes $0.92 for every $1 it owns (high), higher than 92% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.17%Franklin Financial Services Corporation pays 2.17% of its share price as dividends a year, lower than 66% of dividend-paying Financial Services companies in United States.
Revenue growth
+25%Revenue rose 25% in the year to Dec 2025, and grew 10% a year on average over 3 years.
Profit growth
+91%Net profit rose 91% in the year to Dec 2025, and grew 12% a year on average over 3 years.
Profit margin
24.3%Franklin Financial Services Corporation keeps $24 of every $100 of revenue as net profit.
Questions
What is Franklin Financial Services Corporation's P/E ratio?
Investors pay $11.6 for every $1 of Franklin Financial Services Corporation's yearly profit, lower than 63% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Franklin Financial Services Corporation: $286 M ÷ $184 M (30 Jun 2026) = 1.6.
What is Franklin Financial Services Corporation's return on equity?
Franklin Financial Services Corporation earned 14.4% on its shareholders' money over the last year, higher than 73% of Financial Services companies in United States.
How much does Franklin Financial Services Corporation owe compared with what it owns?
Franklin Financial Services Corporation owes $0.92 for every $1 it owns (high), higher than 92% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Franklin Financial Services Corporation pay a dividend?
Yes. Franklin Financial Services Corporation pays 2.17% of its share price as dividends a year, lower than 66% of dividend-paying Financial Services companies in United States.
Is Franklin Financial Services Corporation's revenue growing?
Revenue rose 25% in the year to Dec 2025, and grew 10% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.