First Northwest Bancorp
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from First Northwest Bancorp's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 89% of Financial Services companies in United States.
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 14%
Sales fell 14% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-14% / +3%In 3 years sales changed by -14% while total assets changed by +3%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 89% of Financial Services companies in United States.
Tangible Net Worth Ratio
97%Of every $100 of net worth, $97 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 84% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
First Northwest Bancorp owes $0.93 for every $1 it owns. First Northwest Bancorp made a loss in each of the last two years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
56.8Investors pay $56.8 for every $1 of First Northwest Bancorp's yearly profit, higher than 95% of Financial Services companies in United States.
P/B ratio
0.58The share price is 0.58 times First Northwest Bancorp's book value per share, lower than 94% of Financial Services companies in United States.
Market cap
$92 MThe total market value of all of First Northwest Bancorp's shares at today's price (share price × number of shares), smaller than 91% of Financial Services companies in United States. PosiCap size class: Micro Cap.
Net worth (book value)
$158 MWhat First Northwest Bancorp would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$16.64Net worth divided by the number of shares. The share price of $9.65 is 0.6 times this, which is the P/B above.
Return on equity (ROE)
1.0%First Northwest Bancorp earned 1.0% on its shareholders' money over the last year, lower than 85% of Financial Services companies in United States.
Owes vs Owns
0.93×First Northwest Bancorp owes $0.93 for every $1 it owns (high), higher than 93% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneFirst Northwest Bancorp does not currently pay a dividend.
Revenue growth
+13%Revenue rose 13% in the year to Dec 2025, and shrank 5% a year on average over 3 years.
Profit growth
LossFirst Northwest Bancorp made a loss in each of the last two years.
Profit margin
-6.1%First Northwest Bancorp lost $6 for every $100 of revenue.
Questions
What is First Northwest Bancorp's P/E ratio?
Investors pay $56.8 for every $1 of First Northwest Bancorp's yearly profit, higher than 95% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For First Northwest Bancorp: $92 M ÷ $158 M (30 Jun 2026) = 0.6.
What is First Northwest Bancorp's return on equity?
First Northwest Bancorp earned 1.0% on its shareholders' money over the last year, lower than 85% of Financial Services companies in United States.
How much does First Northwest Bancorp owe compared with what it owns?
First Northwest Bancorp owes $0.93 for every $1 it owns (high), higher than 93% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does First Northwest Bancorp pay a dividend?
No. First Northwest Bancorp does not currently pay a dividend.
Is First Northwest Bancorp's revenue growing?
Revenue rose 13% in the year to Dec 2025, and shrank 5% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.